1884 Autumn
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1884 Autumn

Ctop 80%

Vista, CA 92084

$1,349,000
STR: check · HOA rules unknown · TOT 10%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$5,900/mo full cashflow at 20% down, 7.36% rate.

Works at $576,990 (57% under asking), or at 84% down.

Rent $5,960/mo from 12 leases of houses within 2 mi, size-adjusted ($5,373–$5,887).

Beds

5

Baths

3

Sqft

3,277

Year Built

2002

Days on Market

48

Property Type

Single Family

HOA/mo

$180

MLS ID

260023511SD

This property is in Vista (92084). Browse neighborhood analytics →

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About This Property

Rare opportunity & Private Paradise in Autumn Glen, a secluded enclave in Vista! Turnkey, spacious, & made for entertaining! This exceptional home features 5-bedrooms plus a loft, 3-baths, and 3,277 SF of beautifully updated living space, plus a spectacular resort-style backyard. Remodeled custom kitchen featuring Wolf appliances, granite countertops, solid wood cabinetry, walk-in pantry, & thoughtful designer touches. Generous living & dining spaces for everyday life & entertaining, while the family room, currently enjoyed as a home theater w/ custom screen & projector, offers flexibility for your lifestyle. Bamboo flooring, crown molding, fresh custom paint, new carpet, and bathroom updates enhance the home's polished, move-in-ready feel. A main-level bedroom & bath are ideal for guests, extended family, or home office. Upstairs are 4 spacious bedrooms, including a generous primary suite w/ expansive walk-in closet, & an oversized loft offering endless possibilities for work, play, media, or relaxation. True showstopper backyard! Impressively designed for year-round SoCal living. Custom saltwater pool & spa w/ grotto, waterfall, water features & lighting, surrounded by mature palms, fruit trees & inviting pergola-covered patio. With no homes directly behind, the setting offers privacy and tranquility. Fresh exterior paint, a 3-car garage w/ new smart garage doors & abundant storage, 20' x 10' shed, expanded driveway/parking, & PPA solar round out this impressive property. Conveniently located near Vista Village, restaurants, shops, & Moonlight Amphitheatre.

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Est. Monthly Payment

$9,365

Principal & Interest$7,443
Property Tax$1,349
Insurance$393
HOA$180
%($269,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Monte Vista Elementary · grades K-5 · Vista Unified

  • Middle

    Roosevelt Middle · grades 6-8 · Vista Unified

  • High

    Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

16C
Est. Monthly Rent
$5,960

12 leases of houses within 2 mi, size-adjusted · $5,373–$5,887

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$3,405
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,900

What would make this work?

$5,900/mo short at 20% down; 84% down or +$7,662/mo rent closes it.

Break-even price

57% under asking

$576,990
Break-even rent

$7,662/mo above the estimate

$13,622/mo
Cashflow at 35% down
−$4,504/mo
Down payment to break even

$1,133,160 cash

84%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$7,443
Cap Rate
1.64%
Cash-on-Cash
-26.24%
DSCR

Need ≥ 1.25 for DSCR loan

0.64

NOI (Annual)
$22,092
Price-to-Rent

Lower = better for investors

18.9

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$5,900/mo