1726 Kings Road
1 / 20

1726 Kings Road

Ctop 80%

Vista, CA 92084

$1,595,000
STR: check · HOA rules unknown · TOT 10%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$8,425/mo full cashflow at 20% down, 7.36% rate.

Works at $492,481 (69% under asking), or at 97% down.

Rent $5,213/mo from 8 leases of houses within 2 mi, size-adjusted ($5,007–$5,821).

Beds

5

Baths

3

Sqft

3,146

Year Built

1987

Days on Market

155

Property Type

Single Family

HOA/mo

$250

MLS ID

IV26124333

This property is in Vista (92084). Browse neighborhood analytics →

Virtual Tour

About This Property

HUGE PRICE REDUCTION! Come experience elevated coastal living in this exquisitely remodeled residence located within the prestigious gated community of Kings View Estates. Encompassing 5 bedrooms, 3 full bathrooms, and 3,146 square feet of refined living space, this remarkable home is set on an expansive half-acre lot and captures breathtaking ocean views. Residents enjoy access to exclusive community amenities, including tennis and pickleball courts, further enhancing the exceptional lifestyle this property offers. Inside, the home has been fully upgraded and is defined by sophisticated design and thoughtful detail, featuring vaulted beam ceilings, luxury vinyl plank flooring throughout, a custom wood-and-glass entry door, new appliances including the refrigerator, bidet toilets in two bathrooms, custom laundry room storage, new sliders and French doors, and plantation shutters complemented by designer window coverings. The expansive primary suite serves as a private retreat, complete with a wraparound walk-out deck perfectly positioned to take in spectacular sunset ocean views. A generously sized downstairs bedroom and full bath provide ideal accommodations for extended family, guests, or multigenerational living. The outdoor spaces are equally impressive, offering a Trex viewing deck, a new Alumawood patio cover, a 3-car attached garage, a charming she-shed or playhouse, an additional storage shed, and a full landscape transformation with new turf in both the front and back yard. With extensive upgrades throughout and exceptional attention to detail, this one-of-a-kind property is a rare opportunity to own a truly turnkey coastal retreat.

Mortgage Calculator

Est. Monthly Payment

$11,110

Principal & Interest$8,800
Property Tax$1,595
Insurance$465
HOA$250
%($319,000)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Monte Vista Elementary · grades K-5 · Vista Unified

  • Middle

    Roosevelt Middle · grades 6-8 · Vista Unified

  • High

    Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

5C
Est. Monthly Rent
$5,213

8 leases of houses within 2 mi, size-adjusted · $5,007–$5,821

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$5,897
Full Cashflow

Incl. vacancy, PM, maint, capex

-$8,425

What would make this work?

$8,425/mo short at 20% down; 97% down or +$10,942/mo rent closes it.

Break-even price

69% under asking

$492,481
Break-even rent

$10,942/mo above the estimate

$16,155/mo
Cashflow at 35% down
−$6,775/mo
Down payment to break even

$1,547,150 cash

97%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$8,800
Cap Rate
0.48%
Cash-on-Cash
-31.69%
DSCR

Need ≥ 1.25 for DSCR loan

0.47

NOI (Annual)
$7,626
Price-to-Rent

Lower = better for investors

25.5

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$8,425/mo