18650 Caminito Cantilena
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18650 Caminito Cantilena #296

C

Rancho Bernardo, CA 92128

$529,000
NEW — 6d

Beds

2

Baths

2

Sqft

1,140

Year Built

1993

Days on Market

6

Property Type

Condo

HOA/mo

$659.95

MLS ID

260011661SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

This upper-level gem is the perfect blend of style, comfort, and practicality. Step inside to an open-concept design that feels effortlessly modern and inviting. The upgraded kitchen is a notable feature of the home, showcasing granite countertops, stainless steel appliances, and ample room for your culinary creations.Throughout the home, all-new windows fill the space with natural light, adding a fresh, bright, and airy feel to every room. Enjoy the convenience of in-unit laundry, making daily living even more seamless. The living area charms with luxury vinyl flooring, a warm fireplace for cozy nights, and a French door leading to your private balcony—a serene spot to relax and unwind. This home features dual primary bedrooms, each thoughtfully designed with its own en suite bathroom for ultimate comfort and privacy. Enjoy the convenience of expansive walk-in closets and serene updated bathrooms featuring dual sinks. Situated within the gated community of Bernardo Vista del Lago, this home is more than just a residence—it’s a gateway to an exceptional lifestyle. The gated community offers meticulously maintained amenities, including multiple pools and spas, a lap pool, BBQ areas, sports courts, a fitness center, peaceful ponds, playgrounds, and more. Here, you’ll find the perfect harmony of charm and ease. Ideally situated just minutes from freeways, shopping, dining, North County Mall, and scenic Lake Hodges trails.

Mortgage Calculator

Est. Monthly Payment

$4,018

Principal & Interest$2,675
Property Tax$529
Insurance$154
HOA$660
%($105,800)
%

Location

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Investment Score

35C
Est. Monthly Rent
$2,768
Monthly Cashflow

Rent − PITIA

$-1,250
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,327

Mortgage (P+I)
$2,675
Cap Rate
0.79%
Cash-on-Cash
-26.40%
DSCR

Need ≥ 1.25 for DSCR loan

0.69
Break-even Rent
$5,791

NOI (Annual)
$4,171
Price-to-Rent

Lower = better for investors

15.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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