18674 Caminito Cantilena

18674 Caminito Cantilena #242

D

Rancho Bernardo, CA 92128

$420,000
NEW — 2d on market

Soft Appraisal Value: $411,900 · 2.0% above estimate

Beds

1

Baths

1

Sqft

814

Year Built

1993

Days on Market

2

Property Type

Condo

HOA/mo

$595

MLS ID

NDP2603227

Description

Upstairs condo featuring vaulted ceilings, abundant natural light, and an open-concept floor plan. The spacious kitchen showcases granite countertops, and a seamless flow into the large living room, complete with a cozy fireplace and direct access to a private balcony—perfect for relaxing or entertaining. The primary bedroom retreat offers vaulted ceilings, a walk-in closet, and its own private access to the balcony. Additional highlights include stackable washer and dryer, central air conditioning, and a detached garage, providing comfort and convenience. Located in the highly desirable Morada community, residents enjoy resort-style amenities including a private pool and spa, plus access to a main pool, spa, tennis courts, fitness center, clubhouse, and billiards room. Ideally situated just minutes from freeways, shopping, dining, North County Mall, and scenic Lake Hodges trails. All appliances convey.

Mortgage Calculator

Est. Monthly Payment

$3,261

Principal & Interest$2,124
Property Tax$420
Insurance$122
HOA$595
%($84,000)
%

Investment Score

3D
Est. Monthly Rent
$2,351
Monthly Cashflow

Rent − PITIA

$-910
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,800

Mortgage (P+I)
$2,124
Cap Rate
0.92%
Cash-on-Cash
-25.72%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$4,689

NOI (Annual)
$3,879
Price-to-Rent

Lower = better for investors

14.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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