18674 Caminito Cantilena
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18674 Caminito Cantilena #242

A

Rancho Bernardo, CA 92128

$385,000

Soft Appraisal Value: $384,500 · 0.1% above estimate

Beds

1

Baths

1

Sqft

814

Year Built

1993

Days on Market

96

Property Type

Condo

HOA/mo

$595

MLS ID

NDP2603227

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Updated upstairs condo with 1 car detached garage. Vaulted ceilings, central A/C, a cozy fireplace, updated flooring. Bright and open floor plan with granite kitchen countertops, spacious living and dining areas, and private balcony access—perfect for relaxing or entertaining. The primary suite offers soaring ceilings, a walk-in closet, and direct balcony access. Additional highlights include a stackable washer and dryer, ample storage, and all appliances included. Located in the desirable Morada community, residents enjoy resort-style amenities including a pool, spa, tennis courts, fitness center, clubhouse, billiards room, and recreation facilities. Prime Rancho Bernardo location near I-15, shopping, restaurants, golf courses, Lake Hodges trails, and the highly acclaimed Poway Unified School District. Ideal for first-time buyers, downsizers, investors, or anyone seeking a low-maintenance lifestyle with exceptional amenities. Back on market due to buyer job loss—no fault of the property. A second chance to own an updated Rancho Bernardo condo with vaulted ceilings, detached garage, resort-style amenities, and an outstanding location.

Mortgage Calculator

Est. Monthly Payment

$3,039

Principal & Interest$1,947
Property Tax$385
Insurance$112
HOA$595
%($77,000)
%

Location

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Investment Score

51B
Est. Monthly Rent
$2,438
Monthly Cashflow

Rent − PITIA

$-601
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,482

Mortgage (P+I)
$1,947
Cap Rate
1.45%
Cash-on-Cash
-23.10%
DSCR

Need ≥ 1.25 for DSCR loan

0.80
Break-even Rent
$4,363

NOI (Annual)
$5,573
Price-to-Rent

Lower = better for investors

13.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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