18674 Caminito Cantilena
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18674 Caminito Cantilena #242

B

Rancho Bernardo, CA 92128

$390,000

Soft Appraisal Value: $385,200 · 1.2% above estimate

Beds

1

Baths

1

Sqft

814

Year Built

1993

Days on Market

48

Property Type

Condo

HOA/mo

$595

MLS ID

NDP2603227

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Upstairs condo featuring vaulted high ceilings, natural light, fireplace, 1 car garage, AC and a quiet location within the highly desirable Rancho Bernardo Morada community. Updated flooring throughout, creating a bright and inviting living space. The spacious kitchen showcases granite countertops and flows seamlessly into the dining and living room, complete with a cozy fireplace and direct access to a private balcony—perfect for relaxing or entertaining. The primary bedroom retreat features vaulted ceilings, a walk-in closet, and private access to the balcony. Additional highlights include central air conditioning, stackable washer and dryer, and a detached 1-car garage for added comfort and convenience. Residents enjoy resort-style amenities including a private pool and spa, plus access to the main pool, spa, tennis courts, fitness center, clubhouse, and billiards room. Ideally located just minutes from freeways, shopping, dining, North County Mall, and scenic Lake Hodges trails. All appliances convey.

Mortgage Calculator

Est. Monthly Payment

$3,071

Principal & Interest$1,972
Property Tax$390
Insurance$114
HOA$595
%($78,000)
%

Location

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Investment Score

49B
Est. Monthly Rent
$2,419
Monthly Cashflow

Rent − PITIA

$-652
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,533

Mortgage (P+I)
$1,972
Cap Rate
1.35%
Cash-on-Cash
-23.59%
DSCR

Need ≥ 1.25 for DSCR loan

0.79
Break-even Rent
$4,410

NOI (Annual)
$5,264
Price-to-Rent

Lower = better for investors

13.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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