Rancho Bernardo
92128 · Rancho Bernardo
Rancho Bernardo — a large, established community along the I-15 corridor with a mix of newer and 1970s-era housing. Home to a major tech/defense business park and a strong 55+ community presence.
Active Listings
82
Median Price
$702K
Avg Rent
$3,815/mo
Avg Cashflow
$-2,854/mo
Avg Cap Rate
0.9%
Avg CoC
-28.5%
P/R Ratio
19.9
Cashflow+ %
0%
Price Range
$350K
$3.9M
Highlights
- ✓Major employment hub — Rancho Bernardo business park (Sony, BAE, Northrop)
- ✓Bernardo Heights, Westwood, Seven Oaks — diverse neighborhoods
- ✓RB Community Park and Bernardo Winery add lifestyle appeal
- ✓Second-largest inventory in our coverage (~104 listings)
Investor Notes
- ◈Excellent rent data coverage (92%) — high confidence in estimates
- ◈Wide price range — condos from ~$500K, SFRs to $1.5M+
- ◈Significant 55+ housing — check age restrictions before buying as rental
- ◈Older homes may need major updates but offer better price-to-rent
Demographics
Vibe
Established tech/defense suburb
Median Income
~$110K
Top Employers
Sony, BAE Systems, Northrop Grumman, Qualcomm
Top 5 Listings by Score
| Address | Score | Price | Est. Rent | CF/mo |
|---|---|---|---|---|
| 18557 Caminito Pasadero 1bd / 1ba · 716 sqft | A 53 | $350K | $2,477 | $-564 |
| 12075 Alta Carmel Ct 1bd / 1ba · 704 sqft | A 52 | $399K | $2,387 | $-715 |
| 18764 Caminito Cantilena 2bd / 2ba · 1,140 sqft | A 51 | $499K | $3,273 | $-763 |
| 12039 Alta Carmel 2bd / 1ba · 906 sqft | A 50 | $525K | $3,071 | $-884 |
| 12140 Rancho Bernardo Dr 2bd / 2ba · 1,040 sqft | B 47 | $520K | $3,027 | $-966 |
Stats are live from our database. Default assumptions: 20% down, 7.28% rate, 30yr. Rents estimated via proprietary model.