18752 Caminito Cantilena

18752 Caminito Cantilena #166

D

Rancho Bernardo, CA 92128

$399,999
NEW — 2d on market

Soft Appraisal Value: $397,100 · 0.7% above estimate

Beds

1

Baths

1

Sqft

716

Year Built

1993

Days on Market

2

Property Type

Condo

HOA/mo

$591.68

MLS ID

260007921SD

View on MLS

Description

Stunning , sunny premier location, upper-level home welcomes you the moment you step through the door! Nestled in the highly sought-after gated community of Vista Del Lago, this beautifully/recently upgraded and meticulously maintained unit lives bigger than its size with the airy, vaulted ceilings and open space views! Dark Bamboo wood floors flow through the living room, dining area, hallway, & primary bedroom, complementing the custom-designed kitchen featuring new modern flooring and quartz counters, stainless steel sink and appliances. Unique to this unit is the large entry closet and additionally, a pull-down attic offers even more space for storing larger items. Primary walk-in closet has also been extended. Take in lush views from the private balcony. Assigned covered carport is directly in front. This home is a true gem! Schedule a tour today before someone else gets this beautiful move in ready home! Complex now approved for Fanny Mae and conventional lending. Come check out the Bernardo Vista Del Lago resort lifestyle complete with 2 community hot tubs, 3 pools (including 25-meter exercise lap pool), fully equipped exercise gym, pickleball, tennis, recreation room, duck pond and scenic hiking and biking trails. When you're done enjoying all of the community amenities, . Plenty of guest parking spots , as well as EV charging stations for convenience.

Mortgage Calculator

Est. Monthly Payment

$3,131

Principal & Interest$2,023
Property Tax$400
Insurance$117
HOA$592
%($80,000)
%

Investment Score

3D
Est. Monthly Rent
$2,254
Monthly Cashflow

Rent − PITIA

$-877
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,729

Mortgage (P+I)
$2,023
Cap Rate
0.88%
Cash-on-Cash
-25.94%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$4,500

NOI (Annual)
$3,523
Price-to-Rent

Lower = better for investors

14.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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