17054 Matinal
Ctop 80%4S Ranch, CA 92127Neighborhood: Rancho Bernardo
1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 14, 2026.
None of the 63 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$7,116/mo full cashflow at 20% down, 7.36% rate.
Works at $517,939 (64% under asking), or at 92% down.
Rent $5,982/mo from 9 leases of 4-bed houses within 2 mi, same school area ($4,775–$6,713).
Beds
4
Baths
3
Sqft
2,039
Year Built
1973
Days on Market
1
Property Type
Single Family
HOA/mo
$648
MLS ID
260027059SD
This property is in 4S Ranch (92127). View neighborhood stats →
About This Property
Welcome home to this beautifully reimagined 4 beds, 3 bath family home in Rancho Bernardo's Westwood Club neighborhood. This spacious home with vaulted ceilings and a beautiful curved staircase has it all. Features include a downstairs master with en suite bath and walk in closet, and direct access to your spacious backyard, family kitchen with all wood cabinets, quartz counters, bar seating and pass through window to a back patio bar area, ideal for indoor/outdoor living, separate family room with cozy fireplace, and 3 bedrooms upstairs with room for the whole family. The bright west facing backyard has a nice covered patio, large grass area, and large planting areas above perfect for a garden! All of this plus access to the Westwood Club, with pool, pickleball, basketball, tennis and clubhouse access. Don't miss this one!
Mortgage Calculator
Est. Monthly Payment
$10,514
Location
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Zoned Schools
Elementary
Westwood Elementary · grades K-5 · Poway Unified
Middle
Bernardo Heights Middle · grades 6-8 · Poway Unified
High
Rancho Bernardo High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,982
Comp Average
$5,117
10515 Clasico Ct
4bd / 3ba · 1,958 sqft · Single Family
$1.40M
Est. $5,883/mo
16050 Big Springs Way
4bd / 3ba · 1,835 sqft · Single Family
$1.25M
Est. $4,638/mo
17158 Matinal Road
4bd / 2ba · 2,172 sqft · Single Family
$1.48M
Est. $5,221/mo
17570 Hada Dr
3bd / 2.5ba · 2,163 sqft · Single Family
$1.29M
Est. $5,074/mo
17956 Pueblo Vista Lane
4bd / 2.5ba · 1,979 sqft · Single Family
$1.43M
Est. $4,769/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 4-bed houses within 2 mi, same school area · $4,775–$6,713
Blended 50/50 with the zip's market median ($6,558)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$7,116/mo short at 20% down; 92% down or +$9,241/mo rent closes it.
- Break-even price
- $517,939
- Break-even rent
- $15,223/mo
- Cashflow at 35% down
- −$5,617/mo
- Down payment to break even
- 92%
- Rate to break even
- Not reachable
64% under asking
$9,241/mo above the estimate
$1,333,080 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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