10515 Clasico Ct
Ctop 80%4S Ranch, CA 92127Neighborhood: 4S Ranch
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$6,658/mo full cashflow at 20% down, 7.36% rate.
Works at $523,821 (62% under asking), or at 90% down.
Rent $5,394/mo from 13 leases of 3–5 bed houses within 1 mi ($4,634–$5,487).
Beds
4
Baths
3
Sqft
1,958
Year Built
2002
Days on Market
2
Property Type
Single Family
HOA/mo
$150
MLS ID
260026863SD
This property is in 4S Ranch (92127). View neighborhood stats →
About This Property
Situated at the end of a quiet cul-de-sac, this light-filled residence offers an inviting blend of comfort, privacy, and breathtaking panoramic southwest-facing views with the ocean in the distance. The beautifully remodeled kitchen was updated just three years ago, and features hardwood-finished cabinetry and a fresh, modern feel while serving as the heart of the home. Thoughtfully designed with all bedrooms privately located upstairs, the floor plan provides an ideal balance of everyday living and secluded retreats. Enjoy sweeping vistas and picturesque sunsets while embracing the exceptional lifestyle of San Diego's desirable 4S Ranch community. Residents enjoy access to a community pool & spa, nearby parks, scenic trails, shopping, dining, and convenient access to surrounding coastal communities.
Mortgage Calculator
Est. Monthly Payment
$9,648
Location
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Zoned Schools
Elementary
Stone Ranch Elementary · grades K-5 · Poway Unified
Middle
Oak Valley Middle · grades 6-8 · Poway Unified
High
Del Norte High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,394
Comp Average
$4,907
16050 Big Springs Way
4bd / 3ba · 1,835 sqft · Single Family
$1.25M
Est. $4,638/mo
16511 Manassas St
3bd / 2.5ba · 1,931 sqft · Single Family
$1.35M
Est. $4,902/mo
15575 Canton Ridge Terrace
3bd / 3.5ba · 1,939 sqft · Single Family
$1.63M
Est. $5,876/mo
15691 Corte Raposo
4bd / 2ba · 1,760 sqft · Single Family
$1.25M
Est. $4,351/mo
17956 Pueblo Vista Lane
4bd / 2.5ba · 1,979 sqft · Single Family
$1.43M
Est. $4,769/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
13 leases of 3–5 bed houses within 1 mi · $4,634–$5,487
Blended 50/50 with the zip's market median ($5,836)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$6,658/mo short at 20% down; 90% down or +$8,646/mo rent closes it.
- Break-even price
- $523,821
- Break-even rent
- $14,040/mo
- Cashflow at 35% down
- −$5,215/mo
- Down payment to break even
- 90%
- Rate to break even
- Not reachable
62% under asking
$8,646/mo above the estimate
$1,255,500 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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