17956 Pueblo Vista Lane
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17956 Pueblo Vista Lane

Ctop 80%

4S Ranch, CA 92127Neighborhood: Rancho Bernardo

$1,425,900
NEW — 0d
STR: check · no permits on this tract · TOT 11.75%

1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 5, 2026.

None of the 76 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$6,557/mo full cashflow at 20% down, 7.49% rate.

Works at $575,767 (60% under asking), or at 86% down.

Rent $5,930/mo from 9 leases of 4-bed houses within 1 mi ($4,704–$6,614).

Beds

4

Baths

2.5

Sqft

1,979

Year Built

1991

Days on Market

0

Property Type

Single Family

HOA/mo

$125

MLS ID

260026317SD

This property is in 4S Ranch (92127). View neighborhood stats →

About This Property

From the moment you walk in, it's easy to see what makes this Westwood home in Rancho Bernardo so special. Soaring ceilings, beautiful natural light, and inviting living spaces set the stage, but the kitchen is where this home really shines. Thoughtfully remodeled with exceptional attention to detail, it features gorgeous stone countertops, custom cabinetry, a generous center island, a professional-style range and cooktop, and designer finishes throughout. It's a kitchen that looks incredible but was clearly designed to be enjoyed every day. Opening directly to the family room, the layout makes it easy to stay connected whether you're entertaining friends or enjoying a quiet evening at home. Step outside to a private backyard with a built-in BBQ, mature landscaping, and an assortment of fruit trees, including fig, lemon, orange, apple, and mandarin. A charming courtyard adds another welcoming outdoor space. With its beautiful updates, comfortable living spaces, and desirable Westwood location, this is one you'll want to experience in person. Come see what makes it so special.

Mortgage Calculator

Est. Monthly Payment

$9,935

Principal & Interest$7,968
Property Tax$1,426
Insurance$416
HOA$125
%($285,180)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Westwood Elementary · grades K-5 · Poway Unified

  • Middle

    Bernardo Heights Middle · grades 6-8 · Poway Unified

  • High

    Rancho Bernardo High · grades 9-12 · Poway Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

14C
Est. Monthly Rent
$5,930

9 leases of 4-bed houses within 1 mi · $4,704–$6,614

Blended 50/50 with the zip's market median ($6,534)

Monthly Cashflow

Rent − PITIA

-$4,005
Full Cashflow

Incl. vacancy, PM, maint, capex

-$6,557

What would make this work?

$6,557/mo short at 20% down; 86% down or +$8,516/mo rent closes it.

Break-even price

60% under asking

$575,767
Break-even rent

$8,516/mo above the estimate

$14,446/mo
Cashflow at 35% down
−$5,063/mo
Down payment to break even

$1,226,274 cash

86%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$7,968
Cap Rate
1.44%
Cash-on-Cash
-27.59%
DSCR

Need ≥ 1.25 for DSCR loan

0.60

NOI (Annual)
$20,489
Price-to-Rent

Lower = better for investors

20.0

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$6,557/mo