16749 Obispo Ln
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16749 Obispo Ln

C

Rancho Bernardo, CA 92128

$880,000
NEW — 1d

Soft Appraisal Value: $862,800 · 2.0% above estimate

Beds

2

Baths

2

Sqft

1,386

Year Built

1964

Days on Market

1

Property Type

Single Family

HOA/mo

$615

MLS ID

260017236SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Enjoy breathtaking western mountain views from this beautifully updated single-story home, ideally situated on a quiet cul-de-sac in the desirable Seven Oaks 55+ community. Filled with natural light, the open-concept floor plan features a spacious living room with expansive windows that frame the stunning scenery. The remodeled kitchen offers stainless steel appliances, generous counter space, and flows seamlessly into the main living areas, perfect for both everyday living and entertaining. Two spacious bedrooms provide comfortable accommodations, while the renovated primary bathroom is both functional and pretty. Step outside and soak in panoramic views that stretch for miles, or take a short stroll to the Seven Oaks Community Center, where you'll enjoy a pool, pickleball and tennis courts, fitness classes, social activities, and more. Conveniently located near shopping, restaurants, golf, and everyday amenities, this is the perfect place to enjoy the best of North County living.

Mortgage Calculator

Est. Monthly Payment

$6,201

Principal & Interest$4,450
Property Tax$880
Insurance$257
HOA$615
%($176,000)
%

Location

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Investment Score

7D
Est. Monthly Rent
$3,296
Monthly Cashflow

Rent − PITIA

$-2,906
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,397

Mortgage (P+I)
$4,450
Cap Rate
0.07%
Cash-on-Cash
-29.98%
DSCR

Need ≥ 1.25 for DSCR loan

0.53
Break-even Rent
$9,007

NOI (Annual)
$631
Price-to-Rent

Lower = better for investors

22.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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