16555 Caminito Vecinos
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16555 Caminito Vecinos #39

B

Rancho Bernardo, CA 92128

$545,000
NEW — 5d

Soft Appraisal Value: $529,800 · 2.9% above estimate

Beds

2

Baths

2

Sqft

1,134

Year Built

1971

Days on Market

5

Property Type

Condo

HOA/mo

$537

MLS ID

PTP2604941

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Welcome to the highly sought after Seven Oaks 55+ community in Rancho Bernardo, where comfort, convenience, and an active lifestyle come together. This charming single story corner home offers 2 bedrooms, 2 bathrooms, and a versatile bonus room that can easily serve as a home office, hobby room, den, or guest space. Designed for easy, low maintenance living, the home features a private front courtyard—perfect for enjoying your morning coffee or relaxing with friends in the evening. The desirable corner location provides added privacy, abundant natural light, and convenient access to ample guest parking. This well maintained home includes a newer HVAC system and newer water heater, offering peace of mind for years to come. Additional highlights include a covered carport and a dedicated golf cart/storage garage. Residents of Seven Oaks enjoy resort-style amenities at the Seven Oaks community center, including a heated pool and spa, fitness center, clubhouse, tennis and pickleball courts, social clubs, and a full calendar of activities and events. Whether you're looking to downsize or simply enjoy the vibrant Rancho Bernardo lifestyle, this inviting home offers the perfect blend of comfort, community, and convenience in one of San Diego's most desirable 55+ neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$3,997

Principal & Interest$2,756
Property Tax$545
Insurance$159
HOA$537
%($109,000)
%

Location

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Investment Score

44C
Est. Monthly Rent
$3,034
Monthly Cashflow

Rent − PITIA

$-963
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,115

Mortgage (P+I)
$2,756
Cap Rate
1.41%
Cash-on-Cash
-23.28%
DSCR

Need ≥ 1.25 for DSCR loan

0.76
Break-even Rent
$5,780

NOI (Annual)
$7,692
Price-to-Rent

Lower = better for investors

15.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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