18698 Caminito Cantilena
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18698 Caminito Cantilena #206

B

Rancho Bernardo, CA 92128

$539,000
NEW — 2d

Beds

2

Baths

2

Sqft

1,056

Year Built

1993

Days on Market

2

Property Type

Condo

HOA/mo

$796

MLS ID

ML82052188

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Welcome to resort-style living in the highly sought-after gated community of Bernardo Vista Del Lago! This beautifully updated upper-level residence offers an open and airy floor plan filled with natural light, featuring fresh interior paint, luxury vinyl plank flooring, plantation shutters throughout, and a spacious living room with a cozy fireplace that opens to a private covered balcony. The well appointed kitchen offers abundant cabinetry, ample counter space, and a sunny breakfast nook. The spacious primary suite features dual vanities, generous closet space, and an en-suite bath, while the secondary bedroom is ideal for guests or a home office. A full-size indoor laundry area and detached garage provide added convenience. Residents enjoy 24-hour guarded security and exceptional amenities including multiple pools and spas, tennis courts, a fitness center, clubhouse, scenic walking paths, tranquil pond, and beautifully maintained grounds. Located in the award-winning Poway Unified School District with easy access to shopping, dining, golf, hiking trails, and Interstate 15, this move-in-ready home offers the perfect combination of comfort, security, and lifestyle. A rare opportunity to enjoy secure living in one of Rancho Bernardo's most desirable gated communities.

Mortgage Calculator

Est. Monthly Payment

$4,218

Principal & Interest$2,725
Property Tax$539
Insurance$157
HOA$796
%($107,800)
%

Location

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Investment Score

32C
Est. Monthly Rent
$2,879
Monthly Cashflow

Rent − PITIA

$-1,338
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,450

Mortgage (P+I)
$2,725
Cap Rate
0.61%
Cash-on-Cash
-27.27%
DSCR

Need ≥ 1.25 for DSCR loan

0.68
Break-even Rent
$6,061

NOI (Annual)
$3,308
Price-to-Rent

Lower = better for investors

15.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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