12122 Royal Birkdale Row
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12122 Royal Birkdale Row #403

C

Rancho Bernardo, CA 92128

$549,000

Soft Appraisal Value: $540,200 · 1.6% above estimate

Beds

2

Baths

2

Sqft

1,172

Year Built

1987

Days on Market

143

Property Type

Condo

HOA/mo

$1,126

MLS ID

260002675SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Incredible views from this top-floor corner residence in Bernardo Heights. Not age restricted & resort style living! This light and bright single-level condo features large picture windows, brand-new carpet, fresh interior paint, and a brand-new HVAC system. Updated kitchen offers ample cabinetry, generous counter space, and a pantry for additional storage. Spacious primary suite includes dual vanities and abundant closet space, while the secondary bedroom offers mirrored closet doors and direct access to the second bathroom, ideal for guests or a home office. Relax on the private balcony overlooking the sparkling pool and spa with endless views beyond. The HOA covers an impressive list of amenities and services including the building cooling tower and boiler for HVAC, WiFi, cable TV, fire sprinkler system, hot and cold water, trash, water, and membership to the Bernardo Heights Community Center with pools, tennis courts, fitness center, exercise classes, and more. This HOA covers an impressive list of amenities and services including the complex pool, neighborhood gate, the building cooling tower and boiler for HVAC, WiFi, cable TV, fire sprinkler protection system, hot and cold water, trash, water, twice a year window cleaning plus membership to the Bernardo Heights Community Center featuring pools, tennis courts, fitness center, exercise classes and more. Located within the award winning Poway Unified School District, this is low maintenance resort style living at its finest.

Mortgage Calculator

Est. Monthly Payment

$4,611

Principal & Interest$2,776
Property Tax$549
Insurance$160
HOA$1,126
%($109,800)
%

Location

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Investment Score

25D
Est. Monthly Rent
$3,104
Monthly Cashflow

Rent − PITIA

$-1,507
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,678

Mortgage (P+I)
$2,776
Cap Rate
0.21%
Cash-on-Cash
-29.27%
DSCR

Need ≥ 1.25 for DSCR loan

0.67
Break-even Rent
$6,583

NOI (Annual)
$1,171
Price-to-Rent

Lower = better for investors

14.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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