12122 Royal Birkdale Row

12122 Royal Birkdale Row

D

Rancho Bernardo, CA 92128

$599,000

Soft Appraisal Value: $712,400 · 15.9% below estimate

Beds

2

Baths

2

Sqft

1,172

Year Built

1987

Days on Market

53

Property Type

Condo

HOA/mo

$1,126

MLS ID

260002675SD

Description

Spectacular top floor corner residence in The Summit at Masters Hill offering panoramic views spanning West, North, and East overlooking the Bernardo Heights Golf Course and surrounding mountains. This exceptional home is ideal as a snowbird or lock and leave retreat or a full time residence. Designed for effortless single level living, this light and bright home features large picture windows that capture the views, brand new carpet, fresh interior paint, and a brand new HVAC system for year round comfort. The updated kitchen offers ample storage, a pantry, and generous counter space. The spacious primary suite features a dual vanity and abundant closet space. The second bedroom offers mirrored closet doors and convenient direct access to the second bathroom, making it perfect for guests or a home office. Enjoy beautiful pool and spa views from the private balcony. The building offers elevator access with no interior or exterior stairs, creating easy accessibility and a truly low maintenance lifestyle. HOA includes membership to the Bernardo Heights Community Center with pools, tennis courts, fitness center, and more. Located in the award winning Poway Unified School District. Spectacular top floor corner residence in The Summit at Masters Hill offering panoramic views spanning West, North, and East overlooking the Bernardo Heights Golf Course and surrounding mountains. This exceptional home is ideal as a snowbird or lock and leave retreat or a full time residence. Designed for effortless single level living, this light and bright home features large picture windows that capture the views, brand new carpet, fresh interior paint, and a brand new HVAC system for year round comfort. The updated kitchen offers ample storage, a pantry, and generous counter space. The spacious primary suite features a dual vanity and abundant closet space. The second bedroom offers mirrored closet doors and convenient direct access to the second bathroom, making it perfect for guests or a home office. Enjoy beautiful pool and spa views from the private balcony. The building offers elevator access with no interior or exterior stairs, creating easy accessibility and a truly low maintenance lifestyle. HOA includes membership to the Bernardo Heights Community Center with pools, tennis courts, fitness center, and more. Located in the award winning Poway Unified School District.

Mortgage Calculator

Est. Monthly Payment

$4,929

Principal & Interest$3,029
Property Tax$599
Insurance$175
HOA$1,126
%($119,800)
%

Investment Score

3D
Est. Monthly Rent
$3,688
Monthly Cashflow

Rent − PITI − HOA

$-1,241
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,588

Mortgage (P+I)
$3,029
Cap Rate
0.88%
Cash-on-Cash
-25.93%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.75
Break-even Rent
$7,049

NOI (Annual)
$5,287
Price-to-Rent

Lower = better for investors

13.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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