16677 Orilla

16677 Orilla

D

Rancho Bernardo, CA 92128

$525,000
NEW — 3d on market

Beds

2

Baths

2

Sqft

1,120

Year Built

1965

Days on Market

3

Property Type

Condo

HOA/mo

$675

MLS ID

TR26014175

View on MLS

Description

Experience refined, resort-style living in the prestigious 55+ community of Seven Oaks in Rancho Bernardo—where comfort, connection, and elevated everyday living come together.This beautifully maintained 2-bedroom, 2 full-bath residence showcases a seamless blend of style and functionality, featuring elegant laminate flooring, central air and heat for year-round comfort, and an abundance of natural light throughout.Enjoy effortless indoor-outdoor living with a bright sunroom and enclosed porch, offering a versatile extension of the home—perfect for relaxing, entertaining, or creating a peaceful retreat in San Diego’s ideal climate.Residents of Seven Oaks enjoy exclusive access to a vibrant, amenity-rich lifestyle, including a private clubhouse, senior center, resort-style pool, fitness center, tennis courts, pickleball club, and beautifully maintained community spaces, including gardening areas for outdoor enjoyment and connection.As an added value, water and cable are included, offering both convenience and cost savings for a truly low-maintenance lifestyle.Whether you’re looking to downsize without compromise or embrace an active, social lifestyle, this home offers a sophisticated retreat in one of San Diego’s most established and desirable active adult communities.

Mortgage Calculator

Est. Monthly Payment

$4,008

Principal & Interest$2,655
Property Tax$525
Insurance$153
HOA$675
%($105,000)
%

Investment Score

3D
Est. Monthly Rent
$2,914
Monthly Cashflow

Rent − PITIA

$-1,094
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,201

Mortgage (P+I)
$2,655
Cap Rate
1.04%
Cash-on-Cash
-25.16%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$5,773

NOI (Annual)
$5,439
Price-to-Rent

Lower = better for investors

15.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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