16677 Orilla
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16677 Orilla

C

Rancho Bernardo, CA 92128

$500,000

Soft Appraisal Value: $487,800 · 2.5% above estimate

Beds

2

Baths

2

Sqft

1,120

Year Built

1965

Days on Market

49

Property Type

Condo

HOA/mo

$675

MLS ID

TR26014175

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Experience refined, resort-style living with a private yard in the prestigious 55+ community of Seven Oaks—where comfort, connection, and elevated everyday living come together. This beautifully maintained 2-bedroom, 2 full-bath residence offers a seamless blend of style and functionality, featuring elegant laminate flooring, central air and heat for year-round comfort, and an abundance of natural light throughout. A bright sunroom and enclosed porch create an effortless indoor-outdoor flow, perfect for relaxing, entertaining, or enjoying San Diego’s ideal climate.The true value of this home lies in its low-maintenance lifestyle, with HOA coverage that includes water, cable, landscaping, and pest management, providing both convenience and peace of mind. Residents enjoy access to a well-appointed community featuring a private clubhouse, pool and spa, library, fitness center with classes, arts and crafts studio, and a variety of recreational amenities including tennis, pickleball, shuffleboard, as well as scenic walking and biking trails.Whether you’re looking to downsize or simply enjoy a more connected and convenient lifestyle, this home offers a sophisticated retreat in one of San Diego’s most established and desirable 55+ communities.

Mortgage Calculator

Est. Monthly Payment

$3,849

Principal & Interest$2,528
Property Tax$500
Insurance$146
HOA$675
%($100,000)
%

Location

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Investment Score

42C
Est. Monthly Rent
$2,916
Monthly Cashflow

Rent − PITIA

$-933
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,021

Mortgage (P+I)
$2,528
Cap Rate
1.22%
Cash-on-Cash
-24.25%
DSCR

Need ≥ 1.25 for DSCR loan

0.76
Break-even Rent
$5,540

NOI (Annual)
$6,092
Price-to-Rent

Lower = better for investors

14.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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