16511 Caminito Vecinos
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16511 Caminito Vecinos #64

C

Rancho Bernardo, CA 92128

$555,000

Soft Appraisal Value: $568,200 · 2.3% below estimate

Beds

2

Baths

2

Sqft

1,372

Year Built

1973

Days on Market

62

Property Type

Condo

HOA/mo

$537

MLS ID

260004073SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Welcome to the highly sought-after Seven Oaks 55+ Community in Rancho Bernardo—where peaceful living meets vibrant amenities! This cozy 2-bedroom, 2-bath residence is tucked away on a quiet cul-de-sac, offering privacy and a true sense of retreat. Inside, you’ll find soaring vaulted ceilings that create an open, airy feel, a spacious living area filled with natural light, and the convenience of in-unit laundry. The functional floor plan provides comfortable separation between bedrooms—perfect for guests or a home office. Step outside to your own private patio, ideal for morning coffee or relaxing evenings surrounded by tranquil surroundings. Enjoy the best of resort-style living with low HOA fees and access to lushly landscaped grounds, a clubhouse, sparkling pool, spa, and a wide variety of social activities and amenities designed to keep you active and connected. Whether you’re looking to downsize or simply embrace an easy, low-maintenance lifestyle, this home offers comfort, community, and exceptional value in one of Rancho Bernardo’s most desirable senior neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$4,060

Principal & Interest$2,806
Property Tax$555
Insurance$162
HOA$537
%($111,000)
%

Location

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Investment Score

39C
Est. Monthly Rent
$2,910
Monthly Cashflow

Rent − PITIA

$-1,150
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,282

Mortgage (P+I)
$2,806
Cap Rate
1.13%
Cash-on-Cash
-24.67%
DSCR

Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$5,874

NOI (Annual)
$6,290
Price-to-Rent

Lower = better for investors

15.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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