12067 Alta Carmel Ct
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12067 Alta Carmel Ct #72

B

Rancho Bernardo, CA 92128

$395,000
NEW — 2d

Beds

1

Baths

1

Sqft

704

Year Built

2006

Days on Market

2

Property Type

Condo

HOA/mo

$405

MLS ID

260012855SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Welcome to this charming condo located in the highly desirable Il Palio Community and top-rated Poway Unified School District. Tucked inside a quiet section of the complex, yet just minutes from the 15 freeway, this home offers both convenience and comfort. Natural light fills the interior, featuring air conditioning, a spacious kitchen with stainless steel appliances and walk in pantry storage, full-size in-unit laundry, and a private patio perfect for outdoor dining or relaxing. The home also includes one reserved covered parking space. Residents enjoy resort-style amenities including pools, spa, fitness center, sauna, tennis, basketball and racquetball courts, plus a clubhouse. Located near Carmel Mountain Plaza, Costco, shopping, dining, entertainment, and highly rated schools, this home is perfect for first-time buyers, down-sizers, or investors alike *** Please note: Trustee is currently completing the move-out process. Photos were taken during packing.

Mortgage Calculator

Est. Monthly Payment

$2,913

Principal & Interest$1,997
Property Tax$395
Insurance$115
HOA$405
%($79,000)
%

Location

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Investment Score

45B
Est. Monthly Rent
$2,105
Monthly Cashflow

Rent − PITIA

$-807
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,621

Mortgage (P+I)
$1,997
Cap Rate
1.14%
Cash-on-Cash
-24.62%
DSCR

Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$4,210

NOI (Annual)
$4,520
Price-to-Rent

Lower = better for investors

15.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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