12581 Caminito De La Gallarda

12581 Caminito De La Gallarda

D

Rancho Bernardo, CA 92128

$615,000

Soft Appraisal Value: $608,700 · 1.0% above estimate

Beds

2

Baths

2

Sqft

936

Year Built

1976

Days on Market

76

Property Type

Condo

HOA/mo

$534

MLS ID

260001437SD

View on MLS

Description

Beautiful turn-key, single story, 2 br, 2 ba end unit in "Alameda" complex. Private patio off living room with sunset views! Renovated throughout with wood-like porcelain flooring in all areas except for carpets in brs. Recessed lighting in kit, entry, hallway, & bathrms. Newer water heater, HVAC system & ducting.Ceiling fans in LR & both brs. Upgraded kit cabinets & granite counters. Stainless steel appliances, double oven, refrigerator, dishwasher. Stackable washer/dryer in kit closet. Quartz bathrm countertops, custom mirrored wardrobe doors in brs. Custom drapery & rod in LR. Most hardware upgraded, including front door. Assigned one covered parking space with storage. Located in desirable Poway School system. Move-in ready and much more to see and appreciate!

Mortgage Calculator

Est. Monthly Payment

$4,438

Principal & Interest$3,110
Property Tax$615
Insurance$179
HOA$534
%($123,000)
%

Investment Score

1D
Est. Monthly Rent
$2,666
Monthly Cashflow

Rent − PITIA

$-1,772
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,897

Mortgage (P+I)
$3,110
Cap Rate
0.41%
Cash-on-Cash
-28.27%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.60
Break-even Rent
$6,429

NOI (Annual)
$2,548
Price-to-Rent

Lower = better for investors

19.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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