12280 Corte Sabio

12280 Corte Sabio #4207

D

Rancho Bernardo, CA 92128

$495,000
NEW — 4d on market

Soft Appraisal Value: $480,600 · 3.0% above estimate

Beds

1

Baths

1

Sqft

898

Year Built

1986

Days on Market

4

Property Type

Condo

HOA/mo

$654

MLS ID

NDP2603079

Description

Welcome to the beautifully upgraded 1 bedroom 1 bath condo in the highly desirable Bernardo Greens in the Rancho Bernardo community. Perfectly located near shopping, dining, and freeway access, this home offers both comfort & convenience. Inside you'll find modern upgrades including quartz countertops, white shaker style cabinets, newer patio door & windows, newer A/C unit, newer water heater, newer fixtures in kitchen & bath & newer toilet plus the convenience of an in-unit washer/dryer. The unit is on the second floor with elevator access. A detached 1 car garage adds extra storage & parking ease. As part of the HOA, you'll enjoy access to the exclusive Bernardo Heights Community Center, featuring a clubhouse, pools, tennis courts, fitness room, billiards, BBQ area, playground & relaxing outdoor spaces.

Mortgage Calculator

Est. Monthly Payment

$3,796

Principal & Interest$2,503
Property Tax$495
Insurance$144
HOA$654
%($99,000)
%

Investment Score

1D
Est. Monthly Rent
$2,360
Monthly Cashflow

Rent − PITIA

$-1,436
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,391

Mortgage (P+I)
$2,503
Cap Rate
0.27%
Cash-on-Cash
-28.99%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$5,466

NOI (Annual)
$1,340
Price-to-Rent

Lower = better for investors

17.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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