12228 Rancho Bernardo Road #B
DRancho Bernardo, CA 92128
Soft Appraisal Value: $436,500 · 2.9% above estimate
Beds
1
Baths
1
Sqft
744
Year Built
1966
Days on Market
6
Property Type
Condo
HOA/mo
$475
MLS ID
PTP2602212
Description
Discover this beautifully updated 744 sq ft, 1 bedroom, 1 bath condo in Rancho Bernardo at 12228 Rancho Bernardo Rd Unit B. This single-story ground-floor home with no one above offers exceptional privacy, comfort, and easy living. Complete with an assigned covered parking space, additional storage, oversized private patio, and FHA / VA approved! This turnkey North County San Diego condo is ideally located just steps from the renowned Rancho Bernardo Swim and Tennis Club and within the highly regarded Poway Unified School District. Inside, neutral finishes and abundant natural light create a bright and welcoming atmosphere. The refreshed kitchen features quartz countertops, stainless steel appliances, and generous cabinet space, while the fully updated bathroom adds stylish modern appeal. An open living and dining area with built-in shelving flows seamlessly to the oversized private patio, creating the perfect setting for indoor-outdoor entertaining and relaxed California living. The bedroom offers a peaceful retreat, and central heat and AC provide year-round comfort. laundry and mailboxes are conveniently located just steps away, while abundant open street parking makes hosting guests easy. HOA fees cover Wi-Fi, Spectrum TV with DVR and premium channels and apps, water, trash, roof maintenance, and limited insurance. For a modest annual fee, enjoy access to the Rancho Bernardo Swim and Tennis Club across the street, featuring pools, tennis and pickleball courts, a gym, basketball courts, playground, fitness classes, and more. Conveniently located near shopping, dining, the library, churches, and freeway access, this is an excellent opportunity for a primary residence, investment property, or lock-and-leave lifestyle in the heart of Rancho Bernardo.
Mortgage Calculator
Est. Monthly Payment
$3,325
Comparable Properties
5 comps foundThis Property
$2,269
Comp Average
$2,349
18736 Caminito Cantilena
1bd / 1ba · 814 sqft · Condo
$399K
Est. $2,352/mo
18577 Caminito Pasadero
1bd / 1ba · 716 sqft · Condo
$409K
Est. $2,347/mo
17607 Pomerado
1bd / 1ba · 831 sqft · Condo
$410K
Est. $2,347/mo
18752 Caminito Cantilena
1bd / 1ba · 716 sqft · Condo
$420K
Est. $2,347/mo
18736 Caminito Cantilena
1bd / 1ba · 814 sqft · Condo
$420K
Est. $2,352/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITI − HOA
Incl. vacancy, PM, maint, capex
⚠️ Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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