1114 Tait Street
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1114 Tait Street #F

D

Oceanside, CA 92054

$895,000
NEW — 0d on market

Beds

1

Baths

2

Sqft

868

Year Built

1990

Days on Market

0

Property Type

Townhouse

HOA/mo

$438

MLS ID

NDP2603344

This property is in Oceanside (92054). View neighborhood stats →

About This Property

Ocean views and beach walkability, this coastal modern townhome with one bed plus bonus office sits within a boutique 8-unit community in Oceanside. Short Term Vacation Rentals allowed by community, with no neighbors above or below, the property is well suited for a primary residence, beach getaway, or investment opportunity. The kitchen features stainless appliances and opens to the living room with ocean views, cozy fireplace, and private balcony. Wake up to views of the water from the primary bedroom with ensuite bath and spa-inspired finishes. Optional second bedroom space, currently set up as an office, with built-in Murphy bed, offers flexibility for guests or work from home. Includes an additional full bath on main level, in-unit laundry, and 1-car garage with lockable storage built-ins. One block to the beach and walking distance to Oceanside Pier, downtown dining, shopping, and entertainment.

Mortgage Calculator

Est. Monthly Payment

$6,120

Principal & Interest$4,526
Property Tax$895
Insurance$261
HOA$438
%($179,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$2,571
Monthly Cashflow

Rent − PITIA

$-3,549
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,886

Mortgage (P+I)
$4,526
Cap Rate
-0.48%
Cash-on-Cash
-32.75%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.42
Break-even Rent
$8,916

NOI (Annual)
$-4,322
Price-to-Rent

Lower = better for investors

29.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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