Address not disclosed · San Diego
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Address not disclosed · San Diego

Ctop 80%

San Diego, CA 92117

$1,115,888
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

36 licensed short-term rentals within ½ mile (21 whole home), from the cities' license and permit lists of Nov 9, 2026.

Pass at asking: -$5,267/mo full cashflow at 20% down, 7.43% rate.

Works at $430,154 (61% under asking), or at 88% down.

Rent $4,290/mo from 22 leases of 3-bed houses within 2 mi ($4,258–$4,767).

Beds

3

Baths

2

Sqft

1,418

Year Built

1962

Days on Market

46

Property Type

Single Family

HOA/mo

N/A

MLS ID

260023439SD

This property is in San Diego (92117). View neighborhood stats →

Virtual Tour

About This Property

Experience the elegance of a 2025/2026 "to-the-studs/frame" transformation. Situated on a sprawling corner lot, this estate offers the peace of mind of like a brand-new home with the character of an established neighborhood. Every detail has been meticulously upgraded, including a new roof, premium stucco, and high-efficiency insulation. This Amazing Home has been extensively remodeled. Inside, discover a chef’s dream kitchen and spa-inspired bathrooms featuring custom designer finishes. The layout is anchored by stunning new flooring and bathed in natural light. Practicality meets comfort with a dual-zone mini-split HVAC system, a new garage door, and sprawling walk-in closets custom-designed for the modern wardrobe. This isn't just a renovation; it’s a masterpiece with a potential To develop the corner lot, but still offering a huge sprawling backyard with privacy. Close to Elementary schools shopping and Dining in Clairemont Square, Balboa and Genesee Shopping Plazas. Centrally located between Highway 5 and 805. Their home has digitally enhanced with virtual staging with a TV on the sofa table in the living room. One there one there. 4 parking spaces or Two parking spaces and a RV or Boat storage. 2nd bathroom added by previous owner,Permit status is unknown. CRS data source/ MLS suite information page states a 3 bedroom 1 bath. New tankless water heater New patio deck No residential neighbor directly behind the property, Creating privacy

Mortgage Calculator

Est. Monthly Payment

$7,641

Principal & Interest$6,199
Property Tax$1,116
Insurance$325
%($223,178)
%
Loan Term

The seller chose not to publish this home's address, so we don't show it on a map or name its zoned schools. Agents can see it in the MLS: ask us and we'll get it for you.

Investment Score

12C
Est. Monthly Rent
$4,290

22 leases of 3-bed houses within 2 mi · $4,258–$4,767

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$3,350
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,267

What would make this work?

$5,267/mo short at 20% down; 88% down or +$6,840/mo rent closes it.

Break-even price

61% under asking

$430,154
Break-even rent

$6,840/mo above the estimate

$11,130/mo
Cashflow at 35% down
−$4,104/mo
Down payment to break even

$981,981 cash

88%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,199
Cap Rate
1.23%
Cash-on-Cash
-28.32%
DSCR

Need ≥ 1.25 for DSCR loan

0.56

NOI (Annual)
$13,764
Price-to-Rent

Lower = better for investors

21.7

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$5,267/mo