4761 Mount Gaywas Drive

4761 Mount Gaywas Drive

Ctop 80%

San Diego, CA 92117

$1,439,000
NEW — 0d

Pass at asking: -$7,451/mo full cashflow at 20% down, 7.43% rate.

Works at $468,860 (67% under asking), or at 95% down.

Rent $4,677/mo from 10 leases of 3-bed houses within 1 mi ($4,323–$4,677).

Beds

3

Baths

2

Sqft

1,454

Year Built

1960

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026604SD

This property is in San Diego (92117). View neighborhood stats →

About This Property

"Turnkey Trophy Home" in the highly coveted "Mount Streets" of Clairemont, San Diego! This 3 bed, 2 bath, 1,454 sq ft home with an attached garage has been extensively revitalized, with a remodeled kitchen, updated baths, new flooring,roof,plumbing,electrical and windows to name a few. Open-concept layout is bright and inviting, with professional designer finishes and a move-in-ready feel throughout. The kitchen features an oversized island and new stainless steel appliances, perfect for entertaining inside and out. Both bathrooms are fully updated with custom tiling and new vanities. Outside, enjoy RV parking and an enclosed, drought-tolerant yard designed for low maintenance. Modern, stylish, and functional!

Mortgage Calculator

Est. Monthly Payment

$9,853

Principal & Interest$7,994
Property Tax$1,439
Insurance$420
%($287,800)
%
Loan Term

Location

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Investment Score

6C
Est. Monthly Rent
$4,677

10 leases of 3-bed houses within 1 mi · $4,323–$4,677

Blended 50/50 with the zip's market median ($4,761)

Monthly Cashflow

Rent − PITIA

-$5,176
Full Cashflow

Incl. vacancy, PM, maint, capex

-$7,451

What would make this work?

$7,451/mo short at 20% down; 95% down or +$9,677/mo rent closes it.

Break-even price

67% under asking

$468,860
Break-even rent

$9,677/mo above the estimate

$14,354/mo
Cashflow at 35% down
−$5,952/mo
Down payment to break even

$1,367,050 cash

95%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$7,994
Cap Rate
0.65%
Cash-on-Cash
-31.07%
DSCR

Need ≥ 1.25 for DSCR loan

0.47

NOI (Annual)
$9,324
Price-to-Rent

Lower = better for investors

25.6

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$7,451/mo