4455 Pocahontas Ave
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4455 Pocahontas Ave

Ctop 80%

San Diego, CA 92117

$1,149,000
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

29 licensed short-term rentals within ½ mile (16 whole home), from the cities' license and permit lists of Nov 1, 2026.

Pass at asking: -$5,239/mo full cashflow at 20% down, 7.49% rate.

Works at $469,795 (59% under asking), or at 86% down.

Rent $4,706/mo from 14 leases of 3-bed houses within 1 mi ($4,515–$4,745).

Beds

3

Baths

2

Sqft

1,405

Year Built

1954

Days on Market

44

Property Type

Single Family

HOA/mo

N/A

MLS ID

260022700SD

This property is in San Diego (92117). View neighborhood stats →

Virtual Tour

About This Property

Welcome Home, this stunning residence has been reimagined with a level of sophistication that goes well beyond the surface. Every inch of the home has been thoughtfully updated, pairing high-end design with easability of day to day life including a newer roof, energy-efficient windows, and a high-efficiency HVAC system. It’s a rare find where the meticulous attention to detail is matched only by the quality of the craftsmanship. Inside, the home opens up into a open concept, sun-soaked floor plan that feels both grand and incredibly inviting. The kitchen flows effortlessly into the main living spaces, creating a vibrant heart for the home that’s full of natural light. For those seeking a true privacy, the primary suite serves its own living quarters, complete with spa-like finishes and designer fixtures in an attached en suite. Outside, the professionally curated landscaping provides a beautiful, effortless backdrop that perfectly complements the San Diego indoor/outdoor lifestyle. Clairemont remains one of the city’s best-kept secrets, prized for its coastal proximity and central location. You’re perfectly positioned for a quick commute to Sorrento Valley, downtown, or the world-class beaches of La Jolla and Mission Bay. This isn’t just a renovation; it’s a complete transformation in one of San Diego’s most desirable locales.

Mortgage Calculator

Est. Monthly Payment

$7,905

Principal & Interest$6,421
Property Tax$1,149
Insurance$335
%($229,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Cadman Elementary · grades K-5 · San Diego Unified

  • Middle

    Marston Middle · grades 6-8 · San Diego Unified

  • High

    Clairemont High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

15C
Est. Monthly Rent
$4,706

14 leases of 3-bed houses within 1 mi · $4,515–$4,745

Blended 50/50 with the zip's market median ($4,779)

Monthly Cashflow

Rent − PITIA

-$3,199
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,239

What would make this work?

$5,239/mo short at 20% down; 86% down or +$6,804/mo rent closes it.

Break-even price

59% under asking

$469,795
Break-even rent

$6,804/mo above the estimate

$11,510/mo
Cashflow at 35% down
−$4,035/mo
Down payment to break even

$988,140 cash

86%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,421
Cap Rate
1.48%
Cash-on-Cash
-27.36%
DSCR

Need ≥ 1.25 for DSCR loan

0.60

NOI (Annual)
$17,009
Price-to-Rent

Lower = better for investors

20.3

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$5,239/mo