San Diego

San Diego

D

Rancho Bernardo, CA 92128

$875,000

Soft Appraisal Value: $395,400 · 121.3% above estimate

Beds

2

Baths

2

Sqft

1,450

Year Built

1969

Days on Market

12

Property Type

Single Family

HOA/mo

N/A

MLS ID

260006908SD

Description

55+ Seven Oaks latest offering: An inviting 2 bedroom, 2 bathroom residence featuring soaring cathedral ceilings and a thoughtfully designed layout with a formal living room with gas fireplace, dining room, and separate family room. No "popcorn" ceilings, fresh paint, newer flooring, and a new fence. The updated kitchen is perfect for everyday enjoyment and casual entertaining, while the spacious backyard creates a private outdoor retreat complete with a charming gazebo. This home also features a gas fireplace and whole-house water filtration system. Located in the Seven Oaks 55+ Community -designed for an active, social, and "resort" lifestyle. Residents enjoy access to the Seven Oaks Community Center, offering an impressive array of amenities including: Swimming pool and spa, Fitness center and exercise classes, Pickleball, lawn bowling, and shuffleboard, Woodworking shop, ceramics studio, and arts & crafts rooms, Library, auditorium, and meeting rooms, Numerous clubs, social activities, and community events and more! The $651 fee listed is an annual fee for the Community Center all access. Agents see Conf. Remarks.

Mortgage Calculator

Est. Monthly Payment

$5,555

Principal & Interest$4,424
Property Tax$875
Insurance$255
%($175,000)
%

Investment Score

3D
Est. Monthly Rent
$3,516
Monthly Cashflow

Rent − PITIA

$-2,038
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,576

Mortgage (P+I)
$4,424
Cap Rate
1.16%
Cash-on-Cash
-24.52%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$8,161

NOI (Annual)
$10,178
Price-to-Rent

Lower = better for investors

20.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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