999 Pacific St
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999 Pacific St #D011

D

Oceanside, CA 92054

$1,199,888

Soft Appraisal Value: $714,100 · 68.0% above estimate

Beds

1

Baths

1

Sqft

845

Year Built

1981

Days on Market

45

Property Type

Condo

HOA/mo

$1,000

MLS ID

260004940SD

This property is in Oceanside (92054). View neighborhood stats →

About This Property

Seller will entertain offers from $1,099,888-$1,199,888. Experience coastal living at its finest in this stunning beachfront condo, perfectly situated in the highly coveted D Cottage building—just steps from the sand! Enjoy dynamic, front-row whitewater ocean views from your living area and private patio with a grassy yard, the ideal spot to watch the waves roll in. Inside, gorgeous travertine stone floors flow throughout the home, complementing the ocean-view living area complete with a stone fireplace, custom woodwork, and elegant crown molding. The inviting living room is furnished with a plush sectional, along with a convenient wall bed to maximize sleeping capacity. The remodeled kitchen showcases granite countertops, beadboard cabinets, and a designer backsplash, while the spacious bedroom retreat offers custom built-ins and a luxurious travertine stone shower. Beyond the condo, the community feels like a tropical resort, with lush landscaping, streams, and waterfalls. Residents enjoy access to heated pools and spas, a putting green, fitness centers, and saunas—all within a secure, guard-gated complex with reserved parking. North Coast Village features billiards, ping pong, a fitness center with sauna, and a barbecue area overlooking the pool, ideal for gatherings.The complex includes ten four-story buildings and 2-story cottages, all set on beautifully landscaped grounds with streams, waterfalls, and tropical gardens. This oceanfront property is just steps from the sand, perfect for romantic walks along one of Southern California's most beautiful beaches. Amenities include reserved garage parking, cable TV, a recreation center, clubhouse with kitchen, massive stone fireplace, cedar walls, and laundry facilities. Located between Oceanside Harbor and Oceanside Pier, it’s a great area for biking, with a scenic trail starting right across the street and historic Pacific Coast Highway nearby. Enjoy spectacular sunsets, dining along the picturesque harbor, live music, and unique shopping. Kayak, boat, and paddle boat rentals, fishing, and whale watching excursions are also available. Downtown Oceanside boasts new renovations, exciting restaurants, and hotels. The Main Street Oceanside Farmers' Market offers fresh produce every Thursday morning, while the Sunset Market provides international food booths and live music Thursday evenings.

Mortgage Calculator

Est. Monthly Payment

$8,617

Principal & Interest$6,067
Property Tax$1,200
Insurance$350
HOA$1,000
%($239,978)
%

Location

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Investment Score

0D
Est. Monthly Rent
$3,154
Monthly Cashflow

Rent − PITIA

$-5,463
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,189

Mortgage (P+I)
$6,067
Cap Rate
-1.12%
Cash-on-Cash
-35.95%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.37
Break-even Rent
$12,490

NOI (Annual)
$-13,455
Price-to-Rent

Lower = better for investors

31.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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