845 Harbor Cliff Way Oceanside

845 Harbor Cliff Way Oceanside

D

, CA 92054

$825,000

Beds

2

Baths

2.5

Sqft

1,146

Year Built

2005

Days on Market

30

Property Type

Condo

HOA/mo

$470

MLS ID

260002296SD

View on MLS

Description

Charming coastal condo in the gated community of Winward, offering ocean views from the home, community pool, low maintenance living. This gated community has lots of guest parking and direct bridge over the I5 to immediate coastal access to beaches, shopping, restaurants, farmers market and more. Home gets wonderful light, ocean breezes and is tastefully updated inside. Two garages, one attached one separate with laundry, perfect for bikes and beach gear. No weekend rentals so it's the best of enjoying the community while still having the ability to rent out 30 days or longer

Mortgage Calculator

Est. Monthly Payment

$5,707

Principal & Interest$4,172
Property Tax$825
Insurance$241
HOA$470
%($165,000)
%

Investment Score

9D
Est. Monthly Rent

Market Rent Estimate

$4,179
Monthly Cashflow

Rent − PITI − HOA

$-1,529
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,177

Mortgage (P+I)
$4,172
Cap Rate
1.45%
Cash-on-Cash
-11.12%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

1.00
Break-even Rent
$5,708

NOI (Annual)
$11,932
Price-to-Rent

Lower = better for investors

16.5

* Defaults: 20% down, 6.5% rate, 30yr.

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