9556 Vista Secunda
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9556 Vista Secunda

C

Rancho Peñasquitos, CA 92129

$1,199,900
NEW — 1d

Soft Appraisal Value: $1,175,500 · 2.1% above estimate

Beds

3

Baths

2

Sqft

1,593

Year Built

1979

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260014090SD

This property is in Rancho Peñasquitos (92129). View neighborhood stats →

Virtual Tour

About This Property

The sun dips behind the hills and the sky turns gold — and this is your backyard view. Welcome home. This extensively remodeled 3-bed, 2-bath single-story is move-in ready in every sense: open great room floor plan, brand-new kitchen with leather-touch quartz counters and stainless appliances, updated baths, fresh paint, and new flooring throughout. Paid solar, newer vinyl windows and a newer roof mean low overhead from day one. The spacious backyard is a blank canvas — add sod, turf, or super garden for under $5K and it's done. Great schools nearby. No HOA. No Mello Roos. Near Hwy 56, I-15, stores, restaurants, library, fire & police stations, and YMCA. Home Upgrades: New interior paint: walls, ceilings, closets, doors, & new baseboards 2026. New LVP flooring 2026. New kitchen cabinetry, quartz countertops, all stainless appliances, hardware, sink and faucet 2026. New hall bathroom vanity, mirror, hardware, sink, faucet, and accessories 2026. New LED recessed ceiling lights 2026. New kitchen island and entry light fixtures 2026. New interior doors, door frames, and knobs 2026. New bedroom ceiling fans with lights 2026. New garage door and opener 2026. New ceiling insulation and attic fan 2024. New gutters, rain barrels, and new ducting 2021. New roof with exterior entry skylights. Solatubes in primary bed & hall bath 2020. Paid solar 2020 . New HVAC and water heater 2017. Primary bathroom remodel. Doorway, shower, sink, and drawers are wheelchair accessible. New copper piping and Pex plumbing, Elfa closet system 2017. Schools: Award Winning Poway Unified Schools: Sundance Elementary, Black Mountain Middle, Mt. Carmel High

Mortgage Calculator

Est. Monthly Payment

$7,617

Principal & Interest$6,067
Property Tax$1,200
Insurance$350
%($239,980)
%

Location

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Investment Score

6D
Est. Monthly Rent
$4,033
Monthly Cashflow

Rent − PITIA

$-3,584
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,512

Mortgage (P+I)
$6,067
Cap Rate
0.56%
Cash-on-Cash
-27.56%
DSCR

Need ≥ 1.25 for DSCR loan

0.53
Break-even Rent
$11,191

NOI (Annual)
$6,667
Price-to-Rent

Lower = better for investors

24.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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