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13315 Via Magdalena
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13315 Via Magdalena #2

C

Rancho Peñasquitos, CA 92129

$805,000

Soft Appraisal Value: $793,000 · 1.5% above estimate

Beds

2

Baths

2.5

Sqft

1,246

Year Built

2003

Days on Market

40

Property Type

Condo

HOA/mo

$273

MLS ID

NDP2604211

This property is in Rancho Peñasquitos (92129). View neighborhood stats →

Virtual Tour

About This Property

Welcome to this beautifully updated condo in the highly desirable Monaco community of Torrey Highlands! Featuring fresh interior paint, this residence has a bright and inviting atmosphere ready for its next owner. Some photos have been virtually staged to show potential. Enjoy the convenience of being just a short walk to Torrey Highlands Village Center with shopping, dining, and everyday essentials right at your fingertips. Located within Poway Unified School District, this home is less than a mile from Westview High School and close to top-rated schools, making it an excellent choice for a variety of lifestyles. The Monaco community has residents access to a community pool. Additional highlights include one private garage space and one reserved uncovered parking space for added convenience. Don’t miss this opportunity to live in one of North County’s most sought-after neighborhoods!

Mortgage Calculator

Est. Monthly Payment

$5,383

Principal & Interest$4,071
Property Tax$805
Insurance$235
HOA$273
%($161,000)
%

Location

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Investment Score

30C
Est. Monthly Rent
$3,625
Monthly Cashflow

Rent − PITIA

$-1,759
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,263

Mortgage (P+I)
$4,071
Cap Rate
1.20%
Cash-on-Cash
-24.32%
DSCR

Need ≥ 1.25 for DSCR loan

0.67
Break-even Rent
$7,863

NOI (Annual)
$9,689
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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