13295 Calle Del Campo
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13295 Calle Del Campo #5

D

Rancho Peñasquitos, CA 92129

$899,000

Soft Appraisal Value: $901,500 · 0.3% below estimate

Beds

2

Baths

2.5

Sqft

1,246

Year Built

2003

Days on Market

9

Property Type

Townhouse

HOA/mo

$468

MLS ID

260013089SD

This property is in Rancho Peñasquitos (92129). View neighborhood stats →

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About This Property

Welcome to this designer showcase townhome in the highly sought-after Monaco community of Torrey Hills, where luxury, comfort, and style come together seamlessly. Beautifully renovated throughout, this exceptional residence features elegant 12x24 concrete-look porcelain tile flooring, plantation shutters, and sophisticated designer finishes at every turn.   The inviting living room is anchored by a cozy fireplace and custom media cabinet, creating the perfect space to relax or entertain. The stunning kitchen showcases gorgeous quartz countertops with a full backsplash, bar seating, pendant lighting, and stainless steel appliances, all flowing effortlessly into the dining area. Just beyond, the spacious pavered patio offers an ideal setting for outdoor entertaining, al fresco dining, or simply unwinding in privacy.  Upstairs, the luxurious primary suite features a walk-in closet and a beautifully remodeled ensuite bathroom complete with white marble flooring, quartz countertops, and a walk-in shower adorned with porcelain tile and pebble accents. Across the hall, the secondary bedroom also enjoys its own ensuite bath featuring marble flooring, quartz countertops, and a tub/shower combination with marble walls and pebble detailing. A convenient upstairs laundry room adds everyday ease.  Additional highlights include a large attached garage and an extra parking space directly out front. Residents enjoy access to the resort-style community pool and spa, along with the convenience of nearby shopping, dining, boutiques, and entertainment at Torrey Highlands Shopping Center. Located within the award-winning PUSD school district and just minutes from Del Mar and La Jolla beaches, this home offers the very best of coastal luxury living.

Mortgage Calculator

Est. Monthly Payment

$6,175

Principal & Interest$4,546
Property Tax$899
Insurance$262
HOA$468
%($179,800)
%

Location

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Investment Score

15D
Est. Monthly Rent
$3,662
Monthly Cashflow

Rent − PITIA

$-2,513
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,104

Mortgage (P+I)
$4,546
Cap Rate
0.59%
Cash-on-Cash
-27.39%
DSCR

Need ≥ 1.25 for DSCR loan

0.59
Break-even Rent
$8,992

NOI (Annual)
$5,299
Price-to-Rent

Lower = better for investors

20.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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