909 Woodhaven Road
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909 Woodhaven Road

Ctop 80%

San Marcos, CA 92069Neighborhood: College Area

$1,375,000
STR: check · San Marcos: confirm the zone · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$6,976/mo full cashflow at 20% down, 7.43% rate.

Works at $466,739 (66% under asking), or at 94% down.

Rent $4,906/mo from 9 leases of 3–5 bed houses within 2 mi, same school area ($4,237–$4,899).

Beds

4

Baths

2.5

Sqft

2,274

Year Built

2023

Days on Market

145

Property Type

Single Family

HOA/mo

$193

MLS ID

NDP2605895

This property is in San Marcos (92069). View neighborhood stats →

Virtual Tour

About This Property

You've got to see this one in person to truly appreciate the amazing upgrades of this home that make it better than others in the community. Imagine moving into a newer home where the work is already done and every upgrade was designed to make life easier, comfortable, and more enjoyable. The owner invested over $190,000 in improvements, this exceptional single-story Ridgeview home offers a rare opportunity to enjoy premium living without the wait, expense, or hassle of starting from scratch. Set on a HUGE premium lot bigger than many in the area with no neighbors directly behind and additional usable space beyond the rear fence, this home delivers a level of privacy that's becoming increasingly difficult to find. The thoughtfully designed floor plan centers around a spacious great room and a chef-inspired kitchen featuring a large island, walk-in pantry, and a premium Wolf gas range, creating the perfect setting for entertaining, family gatherings, or relaxing nights at home. The 85-inch TV, included with the sale, makes movie nights and game days even better, too. Every detail has been elevated. Professionally designed landscaping, premium turf in both the front and back yards, upgraded flooring, custom built-ins, a dedicated office workspace, and extensive garage storage with a motorized overhead rack provide a seamless blend of style and functionality. With low-maintenance outdoor spaces, you'll spend less time on upkeep and more time enjoying life. Energy-efficient features like paid-off solar, a tankless water heater, smart home technology, and ENERGY STAR certification help keep utility costs low while adding everyday convenience. Located in the sought-after San Marcos Highlands community, you'll enjoy easy access to parks, hiking and mountain biking trails, while remaining just minutes from shopping, dining, Cal State San Marcos, Palomar College, major medical centers, and convenient access to Highways 78 and 15. A model-match home in the community previously sold for over $1.6 million, which helps to highlight the exceptional value offered here! With tons of upgrades, a premium private lot, and a highly sought-after single-level design, this residence delivers a combination of comfort, lifestyle and value that is rarely available at this price point. This is one that you don’t want to miss!

Mortgage Calculator

Est. Monthly Payment

$9,608

Principal & Interest$7,639
Property Tax$1,375
Insurance$401
HOA$193
%($275,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Paloma Elementary · grades K-5 · San Marcos Unified

  • Middle

    San Marcos Middle · grades 6-8 · San Marcos Unified

  • High

    Mission Hills High · grades 9-12 · San Marcos Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

8C
Est. Monthly Rent
$4,906

9 leases of 3–5 bed houses within 2 mi, same school area · $4,237–$4,899

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$4,702
Full Cashflow

Incl. vacancy, PM, maint, capex

-$6,976

What would make this work?

$6,976/mo short at 20% down; 94% down or +$9,060/mo rent closes it.

Break-even price

66% under asking

$466,739
Break-even rent

$9,060/mo above the estimate

$13,966/mo
Cashflow at 35% down
−$5,544/mo
Down payment to break even

$1,292,500 cash

94%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$7,639
Cap Rate
0.79%
Cash-on-Cash
-30.44%
DSCR

Need ≥ 1.25 for DSCR loan

0.51

NOI (Annual)
$10,897
Price-to-Rent

Lower = better for investors

23.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$6,976/mo