1453 Via Dorado

1453 Via Dorado

Ctop 80%

San Marcos, CA 92069

$949,999
NEW — 0d

Pass at asking: -$4,143/mo full cashflow at 20% down, 7.43% rate.

Works at $410,596 (57% under asking), or at 83% down.

Rent $4,927/mo from 15 leases of 3–5 bed houses within 2 mi ($4,353–$5,058).

Beds

4

Baths

2.5

Sqft

2,278

Year Built

1974

Days on Market

0

Property Type

Single Family

HOA/mo

$640

MLS ID

260026579SD

This property is in San Marcos (92069). View neighborhood stats →

About This Property

FULLY REMODELED & ADDED BEDROOM - 1453 Via Dorado in San Marcos presents a classic Southern California suburban design with a Traditional/now Modern architectural style and subtle Tudor-inspired details. The home's exterior is defined by multiple pitched gable rooflines, warm stucco finishes, contrasting dark wood trim, decorative half-timber accents, and large front-facing windows that give the property character and dimension. A wide driveway and attached two-car garage provide a strong, functional entry, while the manicured lawn, mature landscaping, and established residential setting create inviting curb appeal. HOA is Vallecitos - it covers parks for walking and play and a playground. The optional fourth bedroom is the front living room area where the Seller can frame in to add a four bedroom downstairs.

Mortgage Calculator

Est. Monthly Payment

$7,145

Principal & Interest$5,278
Property Tax$950
Insurance$277
HOA$640
%($190,000)
%
Loan Term

Location

Loading map...

Investment Score

26C
Est. Monthly Rent
$4,927

15 leases of 3–5 bed houses within 2 mi · $4,353–$5,058

Blended 50/50 with the zip's market median ($4,970)

Monthly Cashflow

Rent − PITIA

-$2,218
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,143

What would make this work?

$4,143/mo short at 20% down; 83% down or +$5,380/mo rent closes it.

Break-even price

57% under asking

$410,596
Break-even rent

$5,380/mo above the estimate

$10,307/mo
Cashflow at 35% down
−$3,153/mo
Down payment to break even

$788,499 cash

83%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,278
Cap Rate
1.75%
Cash-on-Cash
-26.16%
DSCR

Need ≥ 1.25 for DSCR loan

0.69

NOI (Annual)
$16,578
Price-to-Rent

Lower = better for investors

16.1

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$4,143/mo