595 Dundee
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595 Dundee

Ctop 80%

San Marcos, CA 92069Neighborhood: College Area

$956,000

Pass at asking: -$3,935/mo full cashflow at 20% down, 7.43% rate.

Works at $443,708 (54% under asking), or at 80% down.

Rent $4,685/mo from 10 leases of 3–5 bed houses within 1 mi ($4,140–$4,686).

Beds

4

Baths

3

Sqft

2,152

Year Built

2005

Days on Market

46

Property Type

Single Family

HOA/mo

$200

MLS ID

260023089SD

This property is in San Marcos (92069). View neighborhood stats →

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About This Property

595 Dundee Ln is a two-story San Marcos home with four bedrooms and three bathrooms. The kitchen features light wood cabinetry, a central island, generous counter space, and white appliances, opening to the main living area. Bright living and dining spaces include vaulted ceilings, ceiling fans, and broad windows. Bedrooms have neutral flooring and finishes, while the bathrooms include roomy vanities and tub-and-shower combinations. An upstairs loft provides additional flexible space. Outdoors, the fenced backyard has an expansive paved patio and low-maintenance landscaping. An attached two-car garage adds covered parking and storage.

Mortgage Calculator

Est. Monthly Payment

$6,746

Principal & Interest$5,311
Property Tax$956
Insurance$279
HOA$200
%($191,200)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Paloma Elementary · grades K-5 · San Marcos Unified

  • Middle

    San Marcos Middle · grades 6-8 · San Marcos Unified

  • High

    San Marcos High · grades 9-12 · San Marcos Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. San Marcos does not allow short-term rentals in residential zones. See the rules

Investment Score

31C
Est. Monthly Rent
$4,685

10 leases of 3–5 bed houses within 1 mi · $4,140–$4,686

Blended 50/50 with the zip's market median ($4,970)

Monthly Cashflow

Rent − PITIA

-$2,061
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,935

What would make this work?

$3,935/mo short at 20% down; 80% down or +$5,111/mo rent closes it.

Break-even price

54% under asking

$443,708
Break-even rent

$5,111/mo above the estimate

$9,796/mo
Cashflow at 35% down
−$2,939/mo
Down payment to break even

$764,800 cash

80%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,311
Cap Rate
2.02%
Cash-on-Cash
-24.70%
DSCR

Need ≥ 1.25 for DSCR loan

0.69

NOI (Annual)
$19,320
Price-to-Rent

Lower = better for investors

17.0

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,935/mo