908 G St.

908 G St.

Atop 10%

San Diego, CA 92101

$469,500
NEW — 0d
STR: check · no permits in this complex · TOT 13.75%

223 licensed short-term rentals within ½ mile (151 whole home), from the cities' license and permit lists of Nov 13, 2026.

No unit in this 35-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$1,842/mo full cashflow at 20% down, 7.36% rate.

Works at $228,389 (51% under asking), or at 77% down.

Rent $2,727/mo from 51 leases of 1-bed condos & townhomes within 0.5 mi ($2,308–$2,752).

Beds

1

Baths

1

Sqft

660

Year Built

1999

Days on Market

0

Property Type

Condo

HOA/mo

$354

MLS ID

260026880SD

This property is in San Diego (92101). View neighborhood stats →

Virtual Tour

About This Property

If you've been looking for a condo downtown that feels different from every other tower unit, check out this two level loft in Moto Villas. The building has just 36 units, designed by architect Jonathan Segal, on the corner of 9th and G in East Village. The main level has high ceilings and big windows on two sides, so it gets great natural light all day, with Hunter Douglas shades for when you want to tone it down. One owner since 2016 who lived lightly in the home and added upgrades like LVP flooring, recessed lighting, a new ceiling fan, and a tankless water heater in 2020. The kitchen has flat panel European style cabinets, a built in fridge behind matching cabinet doors, newer cooktop, wall oven, stainless microwave, full height backsplash, and a little built in wine nook. The full size stacked washer and dryer are tucked behind kitchen cabinet doors too. Upstairs is the bedroom with a vaulted ceiling and custom California Closets built ins, including a dresser and wardrobe. A sliding door off the bedroom opens to a large private patio with its own outdoor fireplace. There is room to grill, put your feet up, and sit by the fire with a drink at the end of the day. One assigned parking space in the gated lot. HOA dues are only $354/mo, which is about as low as it gets downtown. Decore Italian is right downstairs and Cowboy Star, one of the best steakhouses in San Diego, is half a block away. Petco Park, the Trolley, coffee, and plenty of restaurants are all close by.

Mortgage Calculator

Est. Monthly Payment

$3,551

Principal & Interest$2,590
Property Tax$470
Insurance$137
HOA$354
%($93,900)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Washington Elementary · grades PK-5 · San Diego Unified

  • Middle

    Roosevelt International Middle · grades 6-8 · San Diego Unified

  • High

    San Diego High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

55A
Est. Monthly Rent
$2,727

51 leases of 1-bed condos & townhomes within 0.5 mi · $2,308–$2,752

Blended 50/50 with the zip's market median ($2,881)

Monthly Cashflow

Rent − PITIA

-$824
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,842

What would make this work?

$1,842/mo short at 20% down; 77% down or +$2,393/mo rent closes it.

Break-even price

51% under asking

$228,389
Break-even rent

$2,393/mo above the estimate

$5,120/mo
Cashflow at 35% down
−$1,357/mo
Down payment to break even

$361,515 cash

77%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,590
Cap Rate
2.26%
Cash-on-Cash
-23.54%
DSCR

Need ≥ 1.25 for DSCR loan

0.77

NOI (Annual)
$10,613
Price-to-Rent

Lower = better for investors

14.3

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$1,842/mo