908 G St #16
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908 G St #16

Btop 30%

San Diego, CA 92101

$499,900
NEW — 0d
STR: check · no permits in this complex · TOT 13.75%

225 licensed short-term rentals within ½ mile (151 whole home), from the cities' license and permit lists of Nov 6, 2026.

No unit in this 35-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,080/mo full cashflow at 20% down, 7.43% rate.

Works at $229,085 (54% under asking), or at 80% down.

Rent $2,745/mo from 52 leases of 1-bed condos & townhomes within 0.5 mi ($2,314–$2,741).

Beds

1

Baths

1

Sqft

660

Year Built

1999

Days on Market

0

Property Type

Condo

HOA/mo

$354

MLS ID

260026382SD

This property is in San Diego (92101). View neighborhood stats →

About This Property

Top-floor corner unit in a gated community designed by award-winning architect Jonathan Segal in downtown! This sleek 1BD/1BA 2-story modern condo features high ceilings, open layout, and a private 150 sq. ft. deck with a cozy wood-burning fireplace. One assigned surface parking space, and walk up to unit without having to navigate elevators or shared lobby. Low HOA! There are many upgrades to the unit, includes an all-in-one GE washer/dryer combo, A/C and heating unit with an energy-efficient heat pump, a stainless steel electric range, and an integrated reverse osmosis drinking water filtration system. This prime location unit sits just a few blocks from Petco Park, the UCSD Extension, the Gaslamp Quarter, and Downtown’s best dining, with immediate freeway access. Some photos have been virtually rendered.

Mortgage Calculator

Est. Monthly Payment

$3,777

Principal & Interest$2,777
Property Tax$500
Insurance$146
HOA$354
%($99,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Washington Elementary · grades PK-5 · San Diego Unified

  • Middle

    Roosevelt International Middle · grades 6-8 · San Diego Unified

  • High

    San Diego High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

49B
Est. Monthly Rent
$2,745

52 leases of 1-bed condos & townhomes within 0.5 mi · $2,314–$2,741

Blended 50/50 with the zip's market median ($2,924)

Monthly Cashflow

Rent − PITIA

-$1,032
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,080

What would make this work?

$2,080/mo short at 20% down; 80% down or +$2,701/mo rent closes it.

Break-even price

54% under asking

$229,085
Break-even rent

$2,701/mo above the estimate

$5,446/mo
Cashflow at 35% down
−$1,559/mo
Down payment to break even

$399,920 cash

80%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,777
Cap Rate
2.00%
Cash-on-Cash
-24.96%
DSCR

Need ≥ 1.25 for DSCR loan

0.73

NOI (Annual)
$10,013
Price-to-Rent

Lower = better for investors

15.2

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,080/mo