
425 Beech Street #1106
Ctop 80%San Diego, CA 92101
One license per person in San Diego: whether you can hold it depends on you, not only the home.
176 licensed short-term rentals within ½ mile (153 whole home), from the cities' license and permit lists of Nov 5, 2026.
1 short-term rental license on file in this 69-unit complex, so its HOA has allowed them. Confirm in the CC&Rs: an HOA can ban stays under 30 days (Civ. Code §4741).
Pass at asking: -$2,435/mo full cashflow at 20% down, 7.49% rate.
Works at $162,857 (66% under asking), or at 93% down.
Rent $2,817/mo from 4 leases in this building ($2,475–$3,111).
Beds
1
Baths
1
Sqft
655
Year Built
2004
Days on Market
0
Property Type
Condo
HOA/mo
$913
MLS ID
260026339SD
This property is in San Diego (92101). View neighborhood stats →
About This Property
Your Little Italy pied-à-terre, 11 floors up. Wake to city light pouring through floor-to-ceiling glass, carry your espresso onto the private balcony and watch Downtown hum to life above the rooftop pool and spa offering scenic city-skyline views. By noon you’re a “two-block-walk” to the Saturday farmer’s market. By evening it’s a table on India Street, then a slow walk toward the bay, just blocks away. Back home, this 1 bed/1 bath in the South Tower is easy and bright: fresh paint, a galley kitchen with granite counters, stainless appliances, warm maple-look cabinetry and vinyl-sheet flooring, a roomy bedroom with a large window, generous closets, and an in-unit washer and dryer. Downstairs, Acqua Vista does the rest with a resort-style pool and spa deck, fitness center, concierge, 24-hour security and valet. The trolley, waterfront and Amici Park are minutes away. Lock the door, take the trip, come home to Little Italy. Priced to make Downtown living an easy “yes.” Downtown San Diego's Little Italy is a vibrant culinary and cultural hotspot, beloved for its rich history and modern flairs. Classic restaurants like Mona Lisa and Civico 1845, alongside new favorites Ironside, Juniper & Ivy, and Craft & Commerce, make it a go-to for local foodies. The neighborhood is filled with cafes, bakeries, boutiques, bars, and wine shops, perfect for an evening wander. The Little Italy Association also keeps the calendar full with community events such as art walks, car shows, the yearly Little Italy Festa, and a vibrant Farmers Market on Wednesdays and Saturdays. Don’t forget the NoLi Art & Design District, a vibrant hub that includes a collection of retail outlets, designer boutiques, and art galleries, all boasting unique home items and rare discoveries to help you curate the perfect ambiance for your new residence. Acqua Vista features complimentary valet parking for residents, 24/7 security and lobby attendants, a fitness center, and an 8th floor pool and spa deck, barbecues and lounge area. Residents can also take advantage of the community’s electric vehicle charging stations.
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Est. Monthly Payment
$4,205
Location
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Zoned Schools
Elementary
Washington Elementary · grades PK-5 · San Diego Unified
Middle
Roosevelt International Middle · grades 6-8 · San Diego Unified
High
San Diego High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,817
Comp Average
$2,775
1970 Columbia
1bd / 1ba · 631 sqft · Condo
$424K
Est. $3,068/mo
1944 State
1bd / 1ba · 676 sqft · Condo
$540K
Est. $3,067/mo
889 Date Street
1bd / 1ba · 671 sqft · Condo
$429K
Est. $2,686/mo
530 K St
1bd / 1ba · 648 sqft · Condo
$450K
Est. $2,543/mo
350 11th Ave
1bd / 1ba · 656 sqft · Condo
$530K
Est. $2,510/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
4 leases in this building · $2,475–$3,111
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,435/mo short at 20% down; 93% down or +$3,163/mo rent closes it.
- Break-even price
- $162,857
- Break-even rent
- $5,980/mo
- Cashflow at 35% down
- −$1,934/mo
- Down payment to break even
- 93%
- Rate to break even
- Not reachable
66% under asking
$3,163/mo above the estimate
$445,005 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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