948 G St #19
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948 G St #19

Btop 30%

San Diego, CA 92101

$555,000
NEW — 0d
STR: check · no permits in this complex · TOT 13.75%

223 licensed short-term rentals within ½ mile (151 whole home), from the cities' license and permit lists of Nov 11, 2026.

No unit in this 35-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,455/mo full cashflow at 20% down, 7.43% rate.

Works at $235,323 (58% under asking), or at 84% down.

Rent $2,730/mo from 51 leases of 1-bed condos & townhomes within 0.5 mi ($2,290–$2,731).

Beds

1

Baths

1

Sqft

650

Year Built

1999

Days on Market

0

Property Type

Condo

HOA/mo

$294.36

MLS ID

260026775SD

This property is in San Diego (92101). View neighborhood stats →

About This Property

Live in the heart of Downtown San Diego in this stylish, light-filled loft-style condo at the award-winning Moto Villas. Designed by acclaimed architect Jonathan Segal, this unique two-story unit offers direct ground-floor street access from the private patio, perfect for convenience and urban living. The spacious 1 Bed / 1 Bath loft-style layout features soaring 18.5 ft ceilings, a massive 12 ft window, a fully remodeled European-style kitchen, a spa-inspired bathroom with modern finishes, wide luxury vinyl plank flooring throughout, an exclusive use patio with door to the sidewalk for alternate direct entrance and exit, air conditioning and heating, and gated parking (1 assigned space), pet-friendly, in a desirable downtown location, steps to Gaslamp Quarter, Petco Park, and Convention Center. Walk to top restaurants, nightlife, shops, events, Padres games, concerts, Comic Con, and more! Easy access to freeways and public transit. This stylish loft is perfect for creatives, professionals, and anyone looking to enjoy all that city living has to offer. Rare opportunity—don’t miss out!

Mortgage Calculator

Est. Monthly Payment

$4,094

Principal & Interest$3,083
Property Tax$555
Insurance$162
HOA$294
%($111,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Washington Elementary · grades PK-5 · San Diego Unified

  • Middle

    Roosevelt International Middle · grades 6-8 · San Diego Unified

  • High

    San Diego High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

42B
Est. Monthly Rent
$2,730

51 leases of 1-bed condos & townhomes within 0.5 mi · $2,290–$2,731

Blended 50/50 with the zip's market median ($2,906)

Monthly Cashflow

Rent − PITIA

-$1,365
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,455

What would make this work?

$2,455/mo short at 20% down; 84% down or +$3,188/mo rent closes it.

Break-even price

58% under asking

$235,323
Break-even rent

$3,188/mo above the estimate

$5,918/mo
Cashflow at 35% down
−$1,877/mo
Down payment to break even

$466,200 cash

84%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,083
Cap Rate
1.65%
Cash-on-Cash
-26.54%
DSCR

Need ≥ 1.25 for DSCR loan

0.67

NOI (Annual)
$9,177
Price-to-Rent

Lower = better for investors

16.9

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,455/mo