
8782 Mulvaney Dr
Ctop 80%San Diego, CA 92119
One license per person in San Diego: whether you can hold it depends on you, not only the home.
3 licensed short-term rentals within ½ mile (3 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$5,100/mo full cashflow at 20% down, 7.36% rate.
Works at $481,678 (58% under asking), or at 85% down.
Rent $4,780/mo from 10 leases of 3–5 bed houses within 2 mi ($4,256–$4,770).
Beds
4
Baths
2
Sqft
1,577
Year Built
1969
Days on Market
69
Property Type
Single Family
HOA/mo
N/A
MLS ID
260021565SD
This property is in San Diego (92119). Browse neighborhood analytics →
About This Property
Completely reimagined from the ground up, this San Carlos pool home delivers a lifestyle that feels both elevated and effortless. Set on a spacious lot with no HOA, the 4-bedroom, 2-bathroom layout spans 1,577 sqft of single-level living that has been transformed through more than $170K in thoughtful upgrades — and every detail shows. The expanded kitchen anchors the home with all-new cabinetry, appliances, and finishes that open into warm, light-filled living spaces centered around a fireplace. Both bathrooms have been fully remodeled, while new flooring, fresh interior paint, and updated lighting give the entire home a cohesive, move-in-ready feel. The big-ticket infrastructure is already handled — new roof, new dual-pane windows, new HVAC, new water heater, new pool equipment, and new garage doors — so buyers can simply settle in and enjoy. A freshly resurfaced in-ground pool anchors a private outdoor space that's equally suited for weekend entertaining or quiet evenings under the San Diego sky. The attached 2-car garage adds everyday practicality without sacrificing style. Situated in one of San Diego's most sought-after neighborhoods, the home is minutes from Lake Murray, Mission Trails Regional Park, and Cowles Mountain, with local dining, shopping, and freeway access all close to home. And with sellers open to buying down closing costs, qualified buyers have a meaningful opportunity to make this home their own on even better terms. Turnkey homes at this level of finish don't stay available for long.
Mortgage Calculator
Est. Monthly Payment
$7,823
Location
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Zoned Schools
Elementary
Gage Elementary · grades K-5 · San Diego Unified
Middle
Pershing Middle · grades 6-8 · San Diego Unified
High
Henry High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,780
Comp Average
$4,738
6590 Royal Gorge Court
3bd / 2ba · 1,572 sqft · Single Family
$899K
Est. $4,455/mo
8573 Hudson Drive
3bd / 2.5ba · 1,669 sqft · Single Family
$965K
Est. $4,519/mo
6554 Bantam Lake
4bd / 2ba · 1,703 sqft · Single Family
$1.12M
Est. $5,401/mo
6370 Casselberry Way
4bd / 2ba · 1,553 sqft · Single Family
$1.10M
Est. $4,674/mo
8330 Beaver Lake Dr
3bd / 2ba · 1,647 sqft · Single Family
$1.20M
Est. $4,642/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of 3–5 bed houses within 2 mi · $4,256–$4,770
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,100/mo short at 20% down; 85% down or +$6,624/mo rent closes it.
- Break-even price
- $481,678
- Break-even rent
- $11,404/mo
- Cashflow at 35% down
- −$3,912/mo
- Down payment to break even
- 85%
- Rate to break even
- Not reachable
58% under asking
$6,624/mo above the estimate
$976,650 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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