8573 Hudson Drive
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8573 Hudson Drive

Ctop 80%

San Diego, CA 92119

$965,000
NEW — 1d
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

5 licensed short-term rentals within ½ mile (4 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$3,895/mo full cashflow at 20% down, 7.36% rate.

Works at $455,289 (53% under asking), or at 79% down.

Rent $4,519/mo from 11 leases of 2–4 bed houses within 2 mi ($4,417–$4,897).

Beds

3

Baths

2.5

Sqft

1,669

Year Built

1965

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026865SD

This property is in San Diego (92119). Browse neighborhood analytics →

About This Property

Wonderful tri-level home in the heart of San Carlos! This inviting home features dual living areas, a cozy wood-burning fireplace, and a functional layout with plenty of room to relax and gather. The kitchen offers sleek black appliances, including a brand new oven, a walk-in pantry, and convenient outdoor access. The spacious screened-in porch serves as a natural extension of the living room, creating the perfect place to relax, unwind, and enjoy San Diego’s beautiful year-round weather while overlooking the backyard. An additional covered patio offers even more outdoor enjoyment. The wet bar is located just off the family room and adds convenience for entertaining and enjoying family gatherings without missing a moment. Other features include dual-pane windows, a recently painted exterior, and an attached two-car garage. Ideally located in the highly desirable San Carlos neighborhood, close to great schools, shopping, dining, and easy freeway access. Enjoy nearby outdoor recreation at Cowles Mountain, Lake Murray, and Mission Trails Regional Park. A wonderful opportunity to enjoy all that San Carlos has to offer!

Mortgage Calculator

Est. Monthly Payment

$6,571

Principal & Interest$5,324
Property Tax$965
Insurance$281
%($193,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Gage Elementary · grades K-5 · San Diego Unified

  • Middle

    Pershing Middle · grades 6-8 · San Diego Unified

  • High

    Henry High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

32C
Est. Monthly Rent
$4,519

11 leases of 2–4 bed houses within 2 mi · $4,417–$4,897

Blended 50/50 with the zip's market median ($4,307)

Monthly Cashflow

Rent − PITIA

-$2,051
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,895

What would make this work?

$3,895/mo short at 20% down; 79% down or +$5,058/mo rent closes it.

Break-even price

53% under asking

$455,289
Break-even rent

$5,058/mo above the estimate

$9,577/mo
Cashflow at 35% down
−$2,896/mo
Down payment to break even

$762,350 cash

79%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,324
Cap Rate
2.06%
Cash-on-Cash
-24.22%
DSCR

Need ≥ 1.25 for DSCR loan

0.69

NOI (Annual)
$19,865
Price-to-Rent

Lower = better for investors

17.8

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,895/mo