6554 Bantam Lake
Ctop 80%San Diego, CA 92119
One license per person in San Diego: whether you can hold it depends on you, not only the home.
6 licensed short-term rentals within ½ mile (1 whole home), from the cities' license and permit lists of Nov 6, 2026.
Pass at asking: -$4,714/mo full cashflow at 20% down, 7.43% rate.
Works at $510,276 (55% under asking), or at 81% down.
Rent $5,090/mo from 10 leases of 3–5 bed houses within 2 mi ($4,771–$5,067).
Beds
4
Baths
2
Sqft
1,703
Year Built
1964
Days on Market
1
Property Type
Single Family
HOA/mo
N/A
MLS ID
260026265SD
This property is in San Diego (92119). Browse neighborhood analytics →
About This Property
Welcome to 6554 Bantam Lake in the desirable San Carlos neighborhood. Offering 4 bedroom, 2 bathrooms, and 1703 sq ft, featuring fresh finishes and inviting spaces for indoor-outdoor living. New interior doors, updated flooring, enhanced lighting, and ceiling fans complement the refreshed interior, while a striking tile fireplace and mantel in the family create a stylish focal point. Updated bathroom vanities and modern shower doors add a polished touch, and the gourmet kitchen offers a welcoming setting for cooking and gathering all enhanced by the open floor plan connecting the kitchen, dining area, and living room. Just outside the living room you will find a beautiful yard featuring new turf, premium paver patio which looks out on the pristine in-ground pool—this is an ideal backdrop for weekend BBQs, outdoor dining, and entertaining friends and family. Whether you’re hosting a lively get-together or enjoying a quiet evening outdoors, this renovated home offers space to make the most of San Diego living. Additional features include a durable tile roof, newer central HVAC, attached 2 Car garage and low-maintenance landscaping. Conveniently located near top-rated schools, parks, Lake Murray, Cowles Mountain, and local shopping all with No HOA or Mello- Roos fees!
Mortgage Calculator
Est. Monthly Payment
$7,696
Location
Loading map...
Zoned Schools
Elementary
Benchley/Weinberger Elementary · grades K-5 · San Diego Unified
Middle
Pershing Middle · grades 6-8 · San Diego Unified
High
Henry High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,090
Comp Average
$4,897
6370 Casselberry Way
4bd / 2ba · 1,553 sqft · Single Family
$1.10M
Est. $4,741/mo
6880 Maury
4bd / 2.5ba · 2,064 sqft · Single Family
$1.25M
Est. $5,297/mo
8782 Mulvaney Dr
4bd / 2ba · 1,577 sqft · Single Family
$1.15M
Est. $4,780/mo
8330 Beaver Lake Dr
3bd / 2ba · 1,647 sqft · Single Family
$1.25M
Est. $4,674/mo
8045 Forrestal Road
4bd / 2ba · 1,891 sqft · Single Family
$1.33M
Est. $4,993/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of 3–5 bed houses within 2 mi · $4,771–$5,067
Blended 50/50 with the zip's market median ($5,249)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,714/mo short at 20% down; 81% down or +$6,122/mo rent closes it.
- Break-even price
- $510,276
- Break-even rent
- $11,212/mo
- Cashflow at 35% down
- −$3,543/mo
- Down payment to break even
- 81%
- Rate to break even
- Not reachable
55% under asking
$6,122/mo above the estimate
$910,440 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator