8654 New Salem 41

8654 New Salem 41

B

San Diego, CA 92126

$578,000

Beds

2

Baths

2

Sqft

831

Year Built

1993

Days on Market

Property Type

Condo

HOA/mo

$408

MLS ID

260017372SD

This property is in San Diego (92126). View neighborhood stats →

About This Property

Tucked within the gated Mirabella community in central Mira Mesa, this well-maintained, move-in-ready 2-bedroom, 2-bath condo offers comfort, privacy, and exceptional convenience. Its flexible layout includes two separate primary suites--an ideal setup for shared living, overnight guests, or a dedicated work-from-home space. Freshly painted interiors, full-size in-unit laundry, and a generous private balcony make daily living easy and enjoyable. The home also includes two assigned underground parking spaces for secure, convenient access. Water coverd by HOA Residents enjoy resort-inspired amenities including a pool, spa, and fully equipped fitness center. With shopping, dining, parks, UCSD, major employment centers, and both I-15 and I-805 only minutes away, this is a standout opportunity to own in one of Mira Mesa's most sought-after gated communities.

Mortgage Calculator

Est. Monthly Payment

$4,077

Principal & Interest$2,923
Property Tax$578
Insurance$169
HOA$408
%($115,600)
%

Investment Score

36C
Est. Monthly Rent
$2,755
Monthly Cashflow

Rent − PITIA

$-1,323
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,438

Mortgage (P+I)
$2,923
Cap Rate
1.01%
Cash-on-Cash
-25.31%
DSCR

Need ≥ 1.25 for DSCR loan

0.68
Break-even Rent
$5,921

NOI (Annual)
$5,816
Price-to-Rent

Lower = better for investors

17.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator