10855 Camino Ruiz
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10855 Camino Ruiz #36

B

San Diego, CA 92126

$419,000
NEW — 0d

Soft Appraisal Value: $409,700 · 2.3% above estimate

Beds

1

Baths

1

Sqft

662

Year Built

1983

Days on Market

0

Property Type

Condo

HOA/mo

$425

MLS ID

PTP2605315

This property is in San Diego (92126). View neighborhood stats →

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About This Property

Exceptional Value! One of the Best Opportunities in Mira Mesa! Welcome to this beautifully maintained one-bedroom, one-bath condominium offering an outstanding combination of location, lifestyle, and value. With slightly more living space than many comparable one-bedroom condos and an attractive price point, this home is an exceptional opportunity for buyers seeking the most value for their investment. Ideally located just one block from the highly acclaimed Mira Mesa Community Park, this desirable second-floor residence enjoys the added privacy of no neighbors above. The open-concept floor plan is filled with natural light, creating a bright and inviting living space that's perfect for relaxing, entertaining, or working from home. Fresh interior paint adds a crisp, move-in-ready feel throughout. The kitchen features stainless steel appliances, including a brand-new microwave, while the spacious living area opens to a private balcony overlooking a peaceful, park-like greenbelt—an ideal place to enjoy your morning coffee or unwind in the evening. Additional highlights include an assigned covered carport parking space, HOA dues that include water and trash, and a pet-friendly community. Residents also enjoy beautifully maintained grounds, a sparkling pool, and a relaxing spa. Enjoy the convenience of being within walking distance to shopping, grocery stores, restaurants, banks, Starbucks, and everyday essentials, with easy access to major freeways and employment centers. Whether you're a first-time homebuyer, downsizing, or adding to your investment portfolio, this home stands out as one of the best values currently available in Mira Mesa. Don't miss this opportunity to own a move-in-ready home that offers more for your money in one of San Diego's most desirable neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$3,085

Principal & Interest$2,119
Property Tax$419
Insurance$122
HOA$425
%($83,800)
%

Location

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Investment Score

45B
Est. Monthly Rent
$2,240
Monthly Cashflow

Rent − PITIA

$-845
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,709

Mortgage (P+I)
$2,119
Cap Rate
1.17%
Cash-on-Cash
-24.47%
DSCR

Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$4,460

NOI (Annual)
$4,916
Price-to-Rent

Lower = better for investors

15.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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