8503 Villa La Jolla Drive #A
1 / 20

8503 Villa La Jolla Drive #A

Ctop 80%

La Jolla, CA 92037

$699,900
STR: check · no permits in this complex · TOT 12.75%

17 licensed short-term rentals within ½ mile (11 whole home), from the cities' license and permit lists of Nov 9, 2026.

No unit in this 36-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$3,124/mo full cashflow at 20% down, 7.43% rate.

Works at $293,143 (58% under asking), or at 85% down.

Rent $3,456/mo from 21 leases of 2-bed condos & townhomes within 0.5 mi, same school area ($3,340–$3,521). Previously leased for $2,450.

Beds

2

Baths

2

Sqft

978

Year Built

1972

Days on Market

47

Property Type

Condo

HOA/mo

$410

MLS ID

NDP2608912

This property is in La Jolla (92037). View neighborhood stats →

Virtual Tour

About This Property

LOCATION, LOCATION, LOCATION! Welcome to Villa La Jolla, where convenience is truly at your doorstep. Just a 5-minute walk to La Jolla Village Square, featuring Trader Joe’s, Starbucks, AMC, World Market, Ralphs, Ross, Pilates, and an amazing selection of restaurants. Walk past one more traffic light and you’re at UCSD! This bright 2-bedroom, 2-bath first-floor end unit features a private patio and one assigned covered parking space. Enjoy community pools, spa, fitness center, clubhouse, and BBQ areas. Low HOA dues include water and trash! Both bathrooms feature upgraded bidet toilet systems. Enjoy the best of La Jolla living with shopping, dining, entertainment, and UCSD all within an easy walk! Come visit and discover a place you’ll be happy to call home!

Mortgage Calculator

Est. Monthly Payment

$5,202

Principal & Interest$3,888
Property Tax$700
Insurance$204
HOA$410
%($139,980)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Torrey Pines Elementary · grades K-5 · San Diego Unified

  • Middle

    Muirlands Middle · grades 6-8 · San Diego Unified

  • High

    La Jolla High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

35C
Est. Monthly Rent
$3,456

Previously leased for $2,450

21 leases of 2-bed condos & townhomes within 0.5 mi, same school area · $3,340–$3,521

Monthly Cashflow

Rent − PITIA

-$1,746
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,124

What would make this work?

$3,124/mo short at 20% down; 85% down or +$4,057/mo rent closes it.

Break-even price

58% under asking

$293,143
Break-even rent

$4,057/mo above the estimate

$7,513/mo
Cashflow at 35% down
−$2,395/mo
Down payment to break even

$594,915 cash

85%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,888
Cap Rate
1.61%
Cash-on-Cash
-26.78%
DSCR

Need ≥ 1.25 for DSCR loan

0.66

NOI (Annual)
$11,241
Price-to-Rent

Lower = better for investors

16.9

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$3,124/mo