4165 Executive #F304
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4165 Executive #F304

Ctop 80%

La Jolla, CA 92037

$812,900
STR: check · no permits in this complex · TOT 12.75%

0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 11, 2026.

No unit in this 48-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$4,131/mo full cashflow at 20% down, 7.43% rate.

Works at $275,083 (66% under asking), or at 94% down.

Rent $3,676/mo from 10 leases of 2-bed condos & townhomes within 0.5 mi, same school area ($3,572–$3,765).

Beds

2

Baths

2

Sqft

1,102

Year Built

2000

Days on Market

138

Property Type

Condo

HOA/mo

$718

MLS ID

260015266SD

This property is in La Jolla (92037). View neighborhood stats →

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About This Property

Beautiful south-facing 3rd-floor 2BR/2BA condo in one of the premier locations within Regents La Jolla. This light-filled home features high ceilings, abundant natural light, and an open-concept floor plan. Recent upgrades include all new kitchen appliances, new paint and new carpet throughout. The gourmet kitchen offers granite countertops, a breakfast bar, seamlessly connecting to the spacious living and dining areas and a private south-facing balcony. The desirable split-bedroom layout provides privacy for residents and guests, with each bedroom featuring its own bathroom and walk-in closet. Additional highlights include crown molding, baseboards, a cozy fireplace, central A/C, and a newer full-size in house washer and dryer. Two side-by-side parking spaces are conveniently located in the secure underground garage. Enjoy resort-style living in the gated Regents La Jolla community, featuring concierge services, a pool with cabanas, BBQ areas, fitness center, clubhouse, and business center. Ideally located in the heart of UTC, just minutes from UC San Diego, Westfield UTC, trolley access, major freeways, Torrey Pines Golf Course, world-class beaches, dining, and coastal attractions...

Mortgage Calculator

Est. Monthly Payment

$6,284

Principal & Interest$4,516
Property Tax$813
Insurance$237
HOA$718
%($162,580)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Doyle Elementary · grades K-5 · San Diego Unified

  • Middle

    Standley Middle · grades 6-8 · San Diego Unified

  • High

    University City High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

17C
Est. Monthly Rent
$3,676

10 leases of 2-bed condos & townhomes within 0.5 mi, same school area · $3,572–$3,765

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,608
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,131

What would make this work?

$4,131/mo short at 20% down; 94% down or +$5,365/mo rent closes it.

Break-even price

66% under asking

$275,083
Break-even rent

$5,365/mo above the estimate

$9,041/mo
Cashflow at 35% down
−$3,284/mo
Down payment to break even

$764,126 cash

94%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,516
Cap Rate
0.84%
Cash-on-Cash
-30.49%
DSCR

Need ≥ 1.25 for DSCR loan

0.58

NOI (Annual)
$6,828
Price-to-Rent

Lower = better for investors

18.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,131/mo