503 Tremont Street
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503 Tremont Street #G

D

Oceanside, CA 92054

$650,000
NEW — 5d

Beds

1

Baths

1

Sqft

756

Year Built

1990

Days on Market

5

Property Type

Condo

HOA/mo

$629

MLS ID

NDP2603574

This property is in Oceanside (92054). View neighborhood stats →

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About This Property

Rare investment opportunity in coastal Oceanside with HOA allowing short-term rentals. This 3rd-floor corner unit with ocean views is located in the gated Silver Surf Gardens community just a few blocks from the beach. The 1 bed, 1 bath condo features fresh interior paint, tile flooring in the living areas and kitchen, vinyl replacement windows, stainless steel appliances, gas range, in-unit washer and dryer, and a private balcony off the bedroom. HOA includes water and trash. Light and bright with an open feel, this unit is ideal as a vacation rental, second home, or full-time residence. Prime location near the Pier, Harbor, shopping, dining, transit, and everything downtown Oceanside has to offer.

Mortgage Calculator

Est. Monthly Payment

$4,755

Principal & Interest$3,287
Property Tax$650
Insurance$190
HOA$629
%($130,000)
%

Location

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Investment Score

13D
Est. Monthly Rent
$2,055
Monthly Cashflow

Rent − PITIA

$-2,701
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,715

Mortgage (P+I)
$3,287
Cap Rate
-0.79%
Cash-on-Cash
-34.29%
DSCR

Need ≥ 1.25 for DSCR loan

0.43
Break-even Rent
$6,880

NOI (Annual)
$-5,140
Price-to-Rent

Lower = better for investors

26.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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