8036 Linda Vista Rd #S2
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8036 Linda Vista Rd #S2

Atop 10%

San Diego, CA 92111

$449,900
NEW — 0d
STR: check · HOA rules unknown · TOT 12.75%

12 licensed short-term rentals within ½ mile (6 whole home), from the cities' license and permit lists of Nov 11, 2026.

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$1,733/mo full cashflow at 20% down, 7.43% rate.

Works at $224,277 (50% under asking), or at 76% down.

Rent $2,769/mo from 9 leases of 2-bed condos & townhomes within 2 mi ($2,585–$3,542).

Beds

2

Baths

2

Sqft

874

Year Built

1978

Days on Market

0

Property Type

Condo

HOA/mo

$410

MLS ID

NDP2610185

This property is in San Diego (92111). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome home to this light-filled, upstairs corner-unit condo offering 2 bedrooms and 2 bathrooms in an FHA- and VA-approved community! Ideally positioned for southern and eastern exposure, this inviting home features soaring ceilings, abundant natural light, and a spacious covered balcony. The open floor plan seamlessly connects the kitchen and living room, creating an ideal space for everyday living and entertaining. The updated kitchen features newer appliances, including a refrigerator, dishwasher, and range. Additional highlights include a clerestory window, attractive LVP flooring, carpeting, ceiling fan, and ample storage throughout. Both bedrooms are generously sized, with the primary suite offering mirrored His-and-Hers closets. Enjoy added privacy with only one shared wall and no neighbors above or below. Parking includes one garage space directly beneath the unit and a second assigned space just outside, plus ample street parking. Residents also enjoy two community swimming pools and convenient access to the adjacent laundry room.Ideally located near shopping, dining, Kearny Mesa Recreation Center, the dog park, and San Diego Mesa College, with easy freeway access. The HOA fee includes water, sewer, and trash! Offering natural light, privacy, convenient parking, and desirable amenities in a central San Diego location, this move-in-ready home is an excellent opportunity. FHA and VA financing welcome!

Mortgage Calculator

Est. Monthly Payment

$3,491

Principal & Interest$2,499
Property Tax$450
Insurance$131
HOA$410
%($89,980)
%
Loan Term

Location

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Investment Score

58A
Est. Monthly Rent
$2,769

9 leases of 2-bed condos & townhomes within 2 mi · $2,585–$3,542

Blended 50/50 with the zip's market median ($2,655)

Monthly Cashflow

Rent − PITIA

-$721
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,733

What would make this work?

$1,733/mo short at 20% down; 76% down or +$2,251/mo rent closes it.

Break-even price

50% under asking

$224,277
Break-even rent

$2,251/mo above the estimate

$5,020/mo
Cashflow at 35% down
−$1,264/mo
Down payment to break even

$341,924 cash

76%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,499
Cap Rate
2.41%
Cash-on-Cash
-23.11%
DSCR

Need ≥ 1.25 for DSCR loan

0.79

NOI (Annual)
$10,857
Price-to-Rent

Lower = better for investors

13.5

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$1,733/mo