8034 Linda #1D
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8034 Linda #1D

Btop 30%

San Diego, CA 92111

$499,000
STR: check · no permits in this complex · TOT 12.75%

12 licensed short-term rentals within ½ mile (6 whole home), from the cities' license and permit lists of Nov 13, 2026.

No unit in this 78-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,099/mo full cashflow at 20% down, 7.36% rate.

Works at $224,500 (55% under asking), or at 81% down.

Rent $2,760/mo from 9 leases of 2-bed condos & townhomes within 2 mi ($2,585–$3,542).

Beds

2

Baths

2

Sqft

874

Year Built

1978

Days on Market

55

Property Type

Condo

HOA/mo

$410

MLS ID

NDP2608781

This property is in San Diego (92111). Browse neighborhood analytics →

Virtual Tour

About This Property

Sellers will consider LEASE with option to purchase. Beautifully renovated unit. Kitchen features quartz countertops, stainless steel refrigerator, stove, microwave, dishwater and black matte finished fixtures. Undercabinet lights in both kitchen and dining room bar top. New ceiling fans in both bedrooms and living room. Hall and Master bathrooms have new bathtubs, cabinets, countertops, toilets and black matte fixtures. Master bedroom has Double His & Hers mirrored closet doors. New luxury plank vinyl flooring, freshly painted and upgraded baseboards throughout. Complex qualifies for Community program allowing only 3% down and NO PMI saving hundreds of $$$ per month! Pool just 75 feet away and laundry room located right out the slider door.

Mortgage Calculator

Est. Monthly Payment

$3,808

Principal & Interest$2,753
Property Tax$499
Insurance$146
HOA$410
%($99,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Ross Elementary · grades K-5 · San Diego Unified

  • Middle

    Montgomery Middle · grades 6-8 · San Diego Unified

  • High

    Kearny Digital Media & Design · grades 9-12 · San Diego Unified

    or Kearny School of Biomedical Science and Technology · grades 9-12 · San Diego Unified

    or Kearny College Connections · grades 9-12 · San Diego Unified

    or Kearny Eng Innov & Design · grades 9-12 · San Diego Unified

    Choice area: the district lets families here pick either school.

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

48B
Est. Monthly Rent
$2,760

9 leases of 2-bed condos & townhomes within 2 mi · $2,585–$3,542

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,048
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,099

What would make this work?

$2,099/mo short at 20% down; 81% down or +$2,726/mo rent closes it.

Break-even price

55% under asking

$224,500
Break-even rent

$2,726/mo above the estimate

$5,486/mo
Cashflow at 35% down
−$1,583/mo
Down payment to break even

$404,190 cash

81%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,753
Cap Rate
1.91%
Cash-on-Cash
-25.24%
DSCR

Need ≥ 1.25 for DSCR loan

0.72

NOI (Annual)
$9,508
Price-to-Rent

Lower = better for investors

15.1

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,099/mo