8022 Linda Vista Rd. #1M
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8022 Linda Vista Rd. #1M

Btop 30%

San Diego, CA 92111

$513,000
STR: check · no permits in this complex · TOT 12.75%

11 licensed short-term rentals within ½ mile (5 whole home), from the cities' license and permit lists of Nov 13, 2026.

No unit in this 30-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,369/mo full cashflow at 20% down, 7.36% rate.

Works at $203,108 (60% under asking), or at 87% down.

Rent $2,548/mo from 9 leases of 2-bed condos & townhomes within 2 mi ($2,450–$3,356).

Beds

2

Baths

1

Sqft

785

Year Built

1977

Days on Market

62

Property Type

Condo

HOA/mo

$410

MLS ID

260022269SD

This property is in San Diego (92111). Browse neighborhood analytics →

Virtual Tour

About This Property

A rare ground floor opportunity with one of the most impressive private yards in the community. This two bedroom, one bathroom home is surrounded by an expansive wraparound backyard, offering the kind of outdoor space that is rarely found in condo living. Inside, the home features a comfortable, move in ready layout with stainless steel appliances, refreshed kitchen cabinetry and an updated bathroom with modern tile, fixtures and lighting. Each room also has its own sliding door with direct access to a private patio area, creating a seamless connection between the indoor and outdoor spaces. The backyard is what truly sets this home apart. The expansive outdoor space features a custom cabana and plenty of room to entertain, garden, lounge, dine outdoors or create your own private retreat. With multiple patio areas and direct access from each room, the outdoor space feels like a natural extension of the home. Two reserved parking spaces are conveniently located directly in front of the building. Centrally located near Mesa College, University of San Diego, Mission Valley, major freeways, shopping and Convoy’s popular dining scene. If outdoor space is high on your wish list, this is a rare find in Linda Vista.

Mortgage Calculator

Est. Monthly Payment

$3,903

Principal & Interest$2,830
Property Tax$513
Insurance$150
HOA$410
%($102,600)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Ross Elementary · grades K-5 · San Diego Unified

  • Middle

    Montgomery Middle · grades 6-8 · San Diego Unified

  • High

    Kearny Digital Media & Design · grades 9-12 · San Diego Unified

    or Kearny School of Biomedical Science and Technology · grades 9-12 · San Diego Unified

    or Kearny College Connections · grades 9-12 · San Diego Unified

    or Kearny Eng Innov & Design · grades 9-12 · San Diego Unified

    Choice area: the district lets families here pick either school.

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

40B
Est. Monthly Rent
$2,548

9 leases of 2-bed condos & townhomes within 2 mi · $2,450–$3,356

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,355
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,369

What would make this work?

$2,369/mo short at 20% down; 87% down or +$3,076/mo rent closes it.

Break-even price

60% under asking

$203,108
Break-even rent

$3,076/mo above the estimate

$5,624/mo
Cashflow at 35% down
−$1,838/mo
Down payment to break even

$446,310 cash

87%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,830
Cap Rate
1.38%
Cash-on-Cash
-27.71%
DSCR

Need ≥ 1.25 for DSCR loan

0.65

NOI (Annual)
$7,066
Price-to-Rent

Lower = better for investors

16.8

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,369/mo