4131 Mount Alifan Pl
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4131 Mount Alifan Pl

Atop 10%

San Diego, CA 92111

$445,000
STR: check · no permits in this complex · TOT 12.75%

12 licensed short-term rentals within ½ mile (6 whole home), from the cities' license and permit lists of Nov 13, 2026.

No unit in this 92-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$1,733/mo full cashflow at 20% down, 7.36% rate.

Works at $218,279 (51% under asking), or at 77% down.

Rent $2,811/mo from 15 leases of 1–3 bed condos & townhomes within 2 mi ($2,722–$3,178).

Beds

2

Baths

1

Sqft

941

Year Built

1973

Days on Market

147

Property Type

Condo

HOA/mo

$496

MLS ID

PTP2604686

This property is in San Diego (92111). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to ( Unit F) this beautiful 2-bedroom, 1-bath condo in the desirable heart of Clairemont. Best Location in the Complex, overlooking pool NOT a busy road. It offers Recently updated windows, Patio Door and Balcony. Boasting 941 sq ft of comfortable living space, this bright and inviting home features an open floor plan, spacious living and dining areas, and a private balcony perfect for relaxing or enjoying the breeze and the view of the pool. Both bedrooms are generously sized with ample closet space. Located within the well-maintained Village Square community, residents enjoy gated access, sparkling community pools and spas, landscaped grounds, and convenient on-site laundry facilities. The unit also includes an assigned parking space and additional storage. Centrally located with easy access to shopping, dining, major freeways, and just minutes from beaches, universities, and downtown San Diego, this condo offers the perfect blend of comfort, convenience, and lifestyle.

Mortgage Calculator

Est. Monthly Payment

$3,526

Principal & Interest$2,455
Property Tax$445
Insurance$130
HOA$496
%($89,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Clairemont Canyons Academy · grades PK-5 · San Diego Unified

  • Middle

    Innovation Middle · grades 6-8 · San Diego Unified

  • High

    Madison High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

57A
Est. Monthly Rent
$2,811

15 leases of 1–3 bed condos & townhomes within 2 mi · $2,722–$3,178

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$715
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,733

What would make this work?

$1,733/mo short at 20% down; 77% down or +$2,250/mo rent closes it.

Break-even price

51% under asking

$218,279
Break-even rent

$2,250/mo above the estimate

$5,061/mo
Cashflow at 35% down
−$1,272/mo
Down payment to break even

$342,650 cash

77%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,455
Cap Rate
2.33%
Cash-on-Cash
-23.36%
DSCR

Need ≥ 1.25 for DSCR loan

0.80

NOI (Annual)
$10,358
Price-to-Rent

Lower = better for investors

13.2

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$1,733/mo