7975 Villas

7975 Villas

D

4S Ranch, CA 92127

$5,995,000

Beds

5

Baths

5.5

Sqft

6,140

Year Built

2006

Days on Market

20

Property Type

Single Family

HOA/mo

$650

MLS ID

NDP2602479

Description

Perched on a highly desirable cul-de-sac within the guard-gated community of Santaluz, this single-level residence captures sweeping ocean, golf course, and city-light views, with sunsets that stretch across the horizon. The setting is both private and picturesque—perfectly positioned to take full advantage of the surrounding landscape and the relaxed luxury of coastal North County living. Designed for effortless indoor-outdoor living, the home opens to beautifully landscaped grounds where the views become the backdrop for everyday life and entertaining. Outdoor amenities include a pool and spa with waterslide, an outdoor kitchen with bar seating, a loggia with fireplace for al fresco dining, a putting green, and a fire pit gathering area—creating multiple spaces to relax and enjoy the setting. Inside, the single-story floor plan offers generous living spaces designed for comfort and entertaining. The primary suite includes a private retreat and exercise room, along with a spacious bath. Four ensuite bedrooms provide privacy for family and guests, while a private den or office offers additional flexibility. The gourmet kitchen features a large walk-in pantry and an adjoining casual dining area, while the expansive living, dining, and family rooms provide plenty of space for gatherings. Additional highlights include fully owned solar and beautifully maintained landscaping that enhances both the privacy and the views. Located just a short stroll from the Santaluz Hacienda Club, Village Green, and Santaluz Golf Club, the home offers convenient access to the community’s premier amenities while enjoying the security and serenity of one of Rancho Santa Fe’s most sought-after guard-gated neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$38,708

Principal & Interest$30,314
Property Tax$5,995
Insurance$1,749
HOA$650
%($1,199,000)
%

Investment Score

0D
Est. Monthly Rent
$9,769
Monthly Cashflow

Rent − PITIA

$-28,939
Full Cashflow

Incl. vacancy, PM, maint, capex

$-36,182

Mortgage (P+I)
$30,314
Cap Rate
-1.17%
Cash-on-Cash
-36.21%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.25
Break-even Rent
$56,758

NOI (Annual)
$-70,412
Price-to-Rent

Lower = better for investors

51.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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