16647 Riding High Way
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16647 Riding High Way

C

4S Ranch, CA 92127

$4,395,000

Beds

4

Baths

4.5

Sqft

5,349

Year Built

2007

Days on Market

58

Property Type

Single Family

HOA/mo

$800

MLS ID

260011360SD

This property is in 4S Ranch (92127). View neighborhood stats →

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About This Property

Enjoy stunning panoramic views and privacy in this premier lot with no neighbors directly behind. Located within the sought-after gated Crosby Community, this 4+ bedroom, 4.5 bath, 5,349 sq ft residence offers high-end amenities across an expansive 0.61-acre lot. The private courtyard entrance leads to a grand foyer and a freshly painted interior, where an open floor plan creates the perfect atmosphere for entertaining. The professional-grade kitchen is a chef’s dream, featuring upgraded maple cabinetry, granite countertops, dual sinks, dual dishwashers, and a double oven. Designed for flexibility, the first floor hosts two spacious primary suites. The principal suite includes a luxurious bathroom with dual water closets, a dual-access walk-in shower, two large walk-in closets, and a soaking tub positioned perfectly to capture the views. The second floor provides two additional bedrooms and a versatile bonus room. Outdoors the grounds are designed for sophisticated, low-maintenance living with drought-resistant landscaping, artificial turf, and elegant hardscaping. The exterior retreat features an outdoor kitchen with premium Viking appliances, mature citrus trees, and a fire pit overlooking the golf course and surrounding hills. Modern essentials include a three-vehicle garage with an EV charger and a fully paid solar system. All within walking distance to the community dog park.

Mortgage Calculator

Est. Monthly Payment

$28,700

Principal & Interest$22,224
Property Tax$4,395
Insurance$1,282
HOA$800
%($879,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$7,349
Monthly Cashflow

Rent − PITIA

$-21,352
Full Cashflow

Incl. vacancy, PM, maint, capex

$-26,704

Mortgage (P+I)
$22,224
Cap Rate
-1.22%
Cash-on-Cash
-36.46%
DSCR

Need ≥ 1.25 for DSCR loan

0.26
Break-even Rent
$42,030

NOI (Annual)
$-53,769
Price-to-Rent

Lower = better for investors

49.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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